I mean besides paying it off... are there any companies out there that will help you reduce your debt.. besides the obvious credit counseling services that are advertised on TV and such. Ive heard that there are grants and stuff that you can get from the government but I dont know how credible that info is. Does anyone have any personal experience on getting their credit rating higher?
2006-09-27 08:10:17 · 9 answers · asked by ericasj22 2 in Business & Finance ➔ Credit
I dont have any credit card debt. All the things on my credit report are out of repayment, just negative marks from old things and inquiries....
2006-09-27 08:35:07 · update #1
Step-by-Step Credit Repair Guide
http://www.debt-loan-refinance-mortgage-credit.com/category/Step-by-Step-Credit-Repair-Guide.html
2006-09-28 01:06:35 · answer #1 · answered by men t 2 · 0⤊ 0⤋
There are no government grants for personal finances, unless you count food stamps and other welfare. You'll just have to do it the hard way. If you can refinance your debt at a lower interest rate and/or payment, that may help Also call your credit card companies and ask for a lower interest rate, and tell them you will transfer the balance and close the account if they don't.
2006-09-27 08:25:32 · answer #2 · answered by rainfingers 4 · 0⤊ 0⤋
i work in a financial company which speaiclizes in credit clearance and restoration and work with anybody all over the united states(with the exception of Alaska and Hawaii). from the personal experience of fixing my own credit, i can tell you that it really does work. And if you decide to clean your credit i would be able to get you a contract which gurantees refund if your credit is not better. If interested please reply back with your contact informaton at m.asrat@yahoo.com
2006-09-27 10:06:11 · answer #3 · answered by Michael A 2 · 0⤊ 0⤋
How much equity you have available will boost your credit. Get your most recent credit report and see where to go from there. Your score could be better than you think.
2006-09-27 08:17:18 · answer #4 · answered by Mr. Christopher 2 · 0⤊ 0⤋
That takes time to correct, as companies was to see a steady approach to how you manage your credit and debt
2006-09-27 08:12:39 · answer #5 · answered by Anonymous · 0⤊ 0⤋
the best way to improve your credit rating is to demonstrate a capacity to save money to your bank account, thereby increasing the balance.
you should only go into debt when there is no other way to improve your circumstances.
2006-09-27 08:23:46 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I am in the mortgage business and send all my clients with
Credit problems to this company, they really do a good job.
http://www.lexingtonlaw.com/Home.php?tid=662.0.5859');
Hope it helps!
2006-09-27 14:31:15 · answer #7 · answered by David F 1 · 0⤊ 0⤋
WELL I'M REPAIRING MY OWN, BESIDES ITS FREE THEY TOOK 2 THINGS OFF AND I MAILED THE LETTERS IN SEPT 11. SO IF YOU WANNA KNOW MORE I CAN HELP. AND IM AS SERIOUS AS A ****** BECUZ IM GETTING READY TO PURCHASE A HOME SO I HAD TO CLEAN MINE UP.
2006-09-27 08:50:07 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Try http://www.creditboards.com They have a good forum with useful advice on how you can fix some things yourself.
2006-09-27 08:18:17 · answer #9 · answered by Lenny B 4 · 0⤊ 0⤋