What type of Insurance is the best to sell?

Question

I am thinking of getting a job selling insurance, can anyone tell me what type of insurance has the best potential of making great money plus making it pretty quick. I cannot afford to go several months without a check. I get emails from all of the insurance companies, Farmers, State Farm, Allstate, etc....

With any job there is that learning curve, I just cannot go without pay, I have kids and a home to maintain.

Answer 1

Life insurance, since death is the only thing that is guaranteed. People can turn down fire, theft, etc., believing that it won't happen to them. They can't turn down life insurance. Plus you can play that old "don't leave your loved ones with a mess on their hands" angle.

Answer 2

All insurance sales jobs take time to make money. Many companies will offer you a small base salary to start plus commissions. A good company will ask you what amount you need to live on and that would be your base salary, keeping in mind this base will eventually go away (in most cases). The best insurance to sell is Health Insurance because you receive a commission every year (at every renewal), unlike other insurances where you only receive one commission (like Life Insurance). Make sure you start out with a company which is willing to fund your schooling for the license and while also teach you. Get the experience and then go to a different company or work on your own and go through agents who will deal with all the "grunt" work.

Good Luck!

Answer 3

We don't SELL insurance, we help clients BUY the insurance that they NEED.
If you can't afford to go without pay, DON'T take up this job or maybe do it on a part-time basis. Alternatively, you can start to suss out potential customers first.
To make money from selling insurance, you will first need to be very familiar with the product. Traditional plans usually make more revenue but any other plans can potentially make money for you too. Some agents specialise in a certain product that they know very well about and some specialise in different client base.

Answer 4

This is not the job for you, you can go months without receiving compensation. You need a steady paying job. Plus you should be doing this for making sure that the customer that needs life insurance gets the right kind of life insurance. Some might not even need life insurance, so morally speaking you wouldn't sell those type of customers any life insurance.

Answer 5

Most life insurance companies offer a trai nin g with compensation. Life insurance commision are larger than property and casualty, but are paid usually for 1 or 2 years, Property and Casualty insurance pay commision as long as you are the agent for the insured. Also I don't beleive in selling insurance as a part time. Is a good business if you have what it takes

Answer 6

if you just want to sell auto and home is the way to go. Everyone who owns a cars should have insurance on it and everyone who owns a home wants it insured you just have to figure out how to get the opportunity to quote them...Insurance isn't easy if you don't have a strong backing from a company but is very doable.

Answer 7

If you need a bi-weekly paycheck insurance is NOT the way to go. It is very time consuming, working weekends nights etc. You have to get really lucky or spend a lot of time getting leads and following each one. This can be exhausting and financially expensive.

Answer 8

delve in all insurance.