If you have a score of 700 before you went into jail, is there anyway to keep it like that until you get out so you can pay your bills and be able to continue on with your life?
2006-09-26 02:39:03 · 5 answers · asked by Peppy 2 in Business & Finance ➔ Credit
Inmates have just as much right to their credit score as anyone else does. Also make sure you have no open bills that are going to need payment while you are incarcerated and that no one has access to your credit cards or money.
Even if your utilities or cell phone etc. are still on you can rack up a bill since you won't be able to pay and you won't be receiving your bills.
2006-09-26 02:48:56 · answer #1 · answered by mommymanic 4 · 0⤊ 0⤋
how long is the sentence? Your not going to have much credit history sitting in jail. So if the sentence is long enough, when you get out, you have not much of anything. On the plus side, you don't have a lot of bad marks either. The truth is that most people who go to jail don't exactly have nice scores going in. In fact they are better off with no history coming out of jail than the history they went in with. Your not going to be doing anything credit related for a long time. So in your case, your score is going south. Get used to it.
Next time don't do things that will get you in jail and then it won't be a problem.
There is one solution...is the jail bird married? A spouse can act on the con's behalf to pay bills and keep things moving. For example. one of you is in jail and the other is still sitting at home with the family. IF one of the bills, (like the phone or lights or rent or something even a car payment will work) is in the jail birds name and the spouse has a joint checking account, with the jail bird, she can make regular payments every month and as long as nothing shows up 30 or more days late, you will have some respectable credit history when you get out. However that means the spouse is really the one making the credit history for you. So its really a reflection of the spouse not you. So how trust worthy is the spouse? How long before the spouse meets some one else and files for a divorce and walks a way and lets the bills go unpaid and your screwed? In other words if some one else is taking care of your business while you rot in jail, you are vulnerable to what ever they decide to do, for better or for worse. Pun intended.
2006-09-26 10:21:13 · answer #2 · answered by john d 3 · 0⤊ 0⤋
The only way, is to make sure your bills continue getting paid on time, through family, girlfriend, boyfriend, etc.
Good Luck, keep safe.
2006-09-29 21:26:25 · answer #3 · answered by Psychic Sk8r 3 · 0⤊ 0⤋
Probably not.
However get info from the three credit reporting agencies on how to put notice (freeze) new activities on your accounts then do so in writing
visit DaveRamsey.com if you can to learn the new money skills you need after you get out
2006-09-26 09:48:44 · answer #4 · answered by Anonymous · 0⤊ 0⤋
BY never giving it to your girl frnd and just giving it to a true frnd
2006-09-26 09:48:59 · answer #5 · answered by Kishore 1 · 0⤊ 0⤋