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My son's girlfriend was hit by a red-light runner. She was driving without insurance or current registration. The other vehicle suffered minimal damage. Can she file a claim with the at-fault's insurance? Phoenix, AZ

2006-09-24 10:04:02 · 9 answers · asked by Linda J 1 in Cars & Transportation Insurance & Registration

- And please, don't give uncalled for remarks - you aren't giving any information that isn't known to me. Just an answer to the question about submitting a claim is all that's needed.

2006-09-24 10:43:06 · update #1

9 answers

If the accident wasn't her fault, if she was hit by someone who ran a red light, and the other party is at fault, she can request to be made whole by him, and he can request his insurance to reimburse him for the money he is out. Her insurance is a moot point since she didn't cause the accident. Of course the other person's insurance can argue that accident wouldn't have happened if she hadn't been there, and that she shouldn't have been there with no registration on the vehicle, but that's just a smoke screen on their part. Send the person at fault a bill for her damages.

2006-09-24 11:00:33 · answer #1 · answered by oklatom 7 · 0 0

Unless Arizona is a "no pay, no play" state, then yes, she can file a claim with the at-fault carrier. She should do so. If it was not her fault then her not having insurance should not figure in (unless as stated above per the law). I know you said no uncalled for remarks, but come on!

2006-09-24 11:20:44 · answer #2 · answered by Chris 5 · 1 0

Yes, she can file the claim with the other parties insurance. However, they will notify the police and inform them of her uninsure status, which could result in fines or jail.

2006-09-25 10:38:16 · answer #3 · answered by PeppermintandPopcorn 3 · 0 0

Sure she can, but don't be surprised when she is turned into police for not having paperwork... Did cops show up and give other party or her a ticket? Was there an accident report filled out?

2006-09-24 10:13:01 · answer #4 · answered by hmmm... 4 · 0 0

Yes. No insurance is a criminal matter (minor) between you and the DMV. It should have no bearing on the facts of loss unless you live in a 'no pay, no play' state.

2006-09-24 13:42:00 · answer #5 · answered by Anonymous · 0 0

No She could be jailed for driving without insurance.

2006-09-24 10:11:20 · answer #6 · answered by redunicorn 7 · 0 1

After she gets out of jail

2006-09-24 10:14:25 · answer #7 · answered by Anonymous · 0 1

the problem is that the she had no insurance..she actually should lose her licence for a while ..and she should be in jail.

2006-09-24 10:12:27 · answer #8 · answered by iusedtohavehair 3 · 0 1

no,wasting time,she created the problem by not being legal

2006-09-24 10:12:07 · answer #9 · answered by Bushit 4 · 0 2

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