what is a credit card company that will approve anyone at all for a credit line?

Question

i've got NO credit history,and work only odd jobs is there a credit card company that will trust people with a small begining line. without a checking or savings account.

Answer 1

Try Capital One.....They give them away like candy.

Answer 2

It depends on the company that's willing to take risk. It's hard to say what company that's easily to open the account. Each company has different guide lines. You may still get a card with a low credit line and high interest depends on your debts, assets, credit score, employment etc.. You don't need to have a business to open a credit card. Your business is too young to prove any track record. The card will be under your ss#.

Answer 3

This doesn't really answer your question, but a credit card is something you don't need. What you do need is a job, then a checking account and a savings account. Then you are ready for a credit card and only one.

Answer 4

Here are some links for credit cards that specialize in bad credit customers:

http://www.bestcreditrates.net/

http://www.0-apr-creditcards.com/

These cards have exorbitantly high APR's, will probably have fees, and low limits. TIP: You do not want to carry a balance, because you will soon be in trouble. So make sure to only charge things you need (utilities, gas, groceries) and know you have money to pay them. Keep track of what you've spent, and send the money as soon as you get the bill.

How do you plan on making payments without a checking account? You really should get one.

Answer 5

You need to be established as credit worthy....RED FLAG in the credit world....NO BANK ACCOUNTS.....having a Savings or Checking account shows creditors you are responsbile. Even if you just put $100/in each account and let it sit there shows credit worthiness.

Also....you need to be on the JOB for at least 1 yr. this shows stability for credit worthiness.

I don't know of any credit cards that will approve of anyone if you don't meet the criteria for credit worthiness!

Answer 6

Try this place. They do not check your credit history so you are guaranteed approval. They report to all 3 credit agencies so you can build or rebuild credit. The limit starts out low, but gets bigger as you pay ontime. Check it out.
http://creditoffernow.com/imaginecard

Answer 7

Guess times are changing an you feel a credit card will help? better the old days,if I have the money I pays, if I don`t I go without & don`t pay extortionate credit interest every month!Debit is better What you don`t have you don`t miss.

Answer 8

Any bank will do it with a secured account (a savings deposite you can't withdraw for one or two years of $200 or $300).

Interest rates are high, however, Close to 30%

PRovidian also does this.

Answer 9

Providian, Aspire, sometimes Citibank, Household Bank mastercard. If those don't work, try a prepaid credit card first.

Answer 10

you only get credit to buy asset (good debt). asset is things that put money in your pocket. other wise forget about getting a credit card.