is it safe to give out your credit card number to a seller in ebay or just anybody.can you tell me why is it safe or not safe.i dont know much about credit cards.
2006-09-23 17:46:08 · 9 answers · asked by anastasia p 2 in Business & Finance ➔ Credit
can they steal my money in my account if the have my credit card number
2006-09-23 17:53:12 · update #1
No it isn't safe and yes they can make bogus charges against your card. That's why the Pay Pal system is so great. The payments are made through a third party, which is controlled by eBay. The seller gets paid, but he never sees your credit card number, only eBay does, and you have already given that information.
If your seller won't use Pay Pal then forget them. I answered a question recently from a person that bought a Notebook Computer on an on-line auction site. The seller claimed his Pay Pal account was messed up, then he collected payment from the buyer and strung here along with excuses of why he couldn't ship her the computer. After a while she found out that that same seller had sold the same computer on 3 different auction sites.
Now she knows better and uses Pay Pal. Not only does Pay Pal protect your credit card data, but they provide a recourse if the seller tries to cheat you.
ONLY give your credit card information to people or companies you trust completely. If you give it to anyone else then you risk way too much. Your credit card can be charged with purchases you didn't make and the person can steal your identity. With that he can open other lines of credit you don't know about and put you into a world of hurt. It takes the average person 2.5 years to recover from a case of identity theft.
2006-09-28 19:34:02 · answer #1 · answered by Dan S 7 · 0⤊ 0⤋
Never give out CC numbers through email or over a cellphone. That's #1. If you live by that simple rule, then the rest becomes easy. So, if an eBay seller is asking for your credit card number, then he or she is probably doing so one of three or four ways: by email, by phone (offers an 800 number to call in), by fax, or through a merchant website.
As I said, never use email, as it isn't secure. You can snail mail and order with CC info through the USPS, that is relatively secure...people do that all the time when catalog shopping and paying credit card bills. Fax is secure, but a phone call via a cellphone is not. Merchant web sites that use certificates, usually indicated by the https:// URL prefix are secure as well, but if the website seems shoddy or shaddy then pass.
Ultimately you should KNOW your seller, and by that I mean do they SEEM legit...And individual is not legit. Most businesses that do any volume of sales don't want to lose their reputation and the support of CC companies by ripping of a single individual. There is some safety of volume of sales.
2006-09-27 09:58:55 · answer #2 · answered by non_apologetic_american 4 · 0⤊ 0⤋
There really is not anyone you can trust. ebay is not even safe anymore. There are so many pinchers out there now. that no one is safe. if you recieve an email from someone asking you to update your info and re post any credit card info. do not do it. it is fraud. NO company will not ask you for information or credit card info once you have already submitted it.
2006-09-23 17:53:38 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I wouldn't give my CC number out to ANY seller on ebay unless they were a retail store.
Ideally, you should open a PayPal account and use that .. not be dishing out your CC or Debit card number all over.
Most sellers accept PayPal. If they don't.. send a money order.
2006-09-24 08:04:23 · answer #4 · answered by CactusFlower 4 · 0⤊ 0⤋
I would not give your credit card number straight across, rather I suggest you to use a service like paypal.
2006-09-23 17:49:34 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Identity theft sucks, be careful with your credit card info!
2006-09-23 17:48:56 · answer #6 · answered by Anonymous · 0⤊ 0⤋
it isn't safe to give your credit card number to anybody, they can take your money.
2006-09-30 12:54:28 · answer #7 · answered by sangreal 4 · 0⤊ 0⤋
not sure about anywhere else,,but i always use my credit card on eBay
2006-09-23 17:50:29 · answer #8 · answered by Sweetpea 3 · 0⤊ 0⤋
It isn't safe. They can make alot of purchases knowing there is nothing you can do.
2015-07-24 03:21:32 · answer #9 · answered by Anonymous · 0⤊ 0⤋