2006-09-23 01:59:10 · 10 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Well since both are required by law, not many people don't have them
2006-09-23 02:06:35 · answer #1 · answered by =] 2 · 0⤊ 0⤋
To Threepointstar. While New Hampshire doesn't have a law on the books requiring auto insurance per se, they do require you take financial responsibility for any at fault accident.
New Hampshire Auto Insurance Laws
New Hampshire operates under the Tort system. In the event of an automobile accident for which you are at fault, claims for bodily injury or property damage arising from that accident may be filed against you.
New Hampshire law does not require you to have automobile insurance. However, you must satisfy the NH Financial Responsibility requirements to operate a vehicle in New Hampshire. These minimum limits are 25/50/25: bodily injury of $25,000 per person; $50,000 for 2 or more persons; and Property Damage of $25,000. A $75,000 single limit policy will also satisfy the minimum requirement.
Unless you have the cash to be self insured, it would be a good idea to have a policy meeting their minimum requirements.
2006-09-23 09:06:41 · answer #2 · answered by oklatom 7 · 0⤊ 0⤋
its not required in all states. some people never went to get their license, maybe they cant pass the test but they drive anyway. some people cant afford insurance or think they need it. it really should be mandatory. if someone damages your car and they dont have insurance they feel they dont have to pay.
2006-09-23 05:28:37 · answer #3 · answered by MiaDiva28 6 · 0⤊ 0⤋
There needs to be stronger penalties or maybe jail time for people driving without licenses and causing accidents. It makes everyone elses insurance rates go up.
2006-09-23 02:56:25 · answer #4 · answered by son-shine 4 · 0⤊ 0⤋
Some states are not mandatory insurance states, but basically require insurance (if that makes any sense). I don't understand the question, so that's all I've got.
2006-09-23 14:34:11 · answer #5 · answered by Chris 5 · 0⤊ 0⤋
Non insured or unlicensed drivers are a factor as the of high insurance rates that responsible people pay.
2006-09-23 02:06:50 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Money I guess but it,s illegal to drive without at least liability insurance and no license is a big no no.
2006-09-23 02:14:24 · answer #7 · answered by Iknowthisone 7 · 0⤊ 0⤋
in New Hampshire its not required to have car insurance.
2006-09-23 02:01:54 · answer #8 · answered by Red Sawx ® 6 · 0⤊ 1⤋
It's a character issue.
2006-09-23 03:33:07 · answer #9 · answered by Anonymous · 0⤊ 0⤋
$$$$$
2006-09-23 02:32:04 · answer #10 · answered by Anonymous · 0⤊ 0⤋