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I have a coworker who is always asking to borrow money. It seems that I'm not the only one he has asked. I've learned that he borrows without any intention of paying you back. How do you think I should deal with a person like this? I don't want to be rude, by I don't want to be taken advantage of either.

2006-09-22 13:42:08 · 48 answers · asked by Anonymous in Society & Culture Etiquette

48 answers

Tell him that you do not feel comfortable lending money to people. If he has already borrowed, just tell him that you have a situation in your life that is making money tight, you don't need to give details.
I know you don't want to be rude, but you can't just let him take money from you, people should respect your boundries. As long as you say it nicely, it shouldn't be a problem.
If all else fails, just stop carrying cash and tell him that you don't carry cash on you, then it wont be a lie, and eventually he will get the point. If he has some brain cells, after the first few times you tell him you aren't carrying cash, he will get the hint.

2006-09-22 13:46:36 · answer #1 · answered by jade_frost82 3 · 0 1

Saying NO is not rude.
I was working in a mining camp a few years ago. The cook borrowed money from just about everybody in camp. From 40 to 350 dollars. Then at the end of a run (we were in camp for two weeks at a time and flown in and out) he never came back. All these miners were asking how much money he owed and who had lent him money. This was very funny, he left with over three thousand extra dollars from his last two weeks in camp as cook. I was the only one with no money flying to Vegas or where ever. Go ahead and be rude, why support your co workers crack habit.

2006-09-22 13:51:21 · answer #2 · answered by Anonymous · 2 0

Rule no. 1 Don't give him any money
Rule no. 2 If he keeps it up, report it to your supervisor.
Rule no.l. 3 If the supervisor gets nowhere with this guy, report him to Human Resources.

Rule no. 4 Don't have anything to do with this guy. After a while- when all the "sources" of money have dried up, he will move on to other "victims"

If you can get together with other co-workers- decide together that loaning money to this guy is bad news. As a group tell him he can no longer ask for money from you (or anything else for that matter).

2006-09-22 14:48:31 · answer #3 · answered by Malika 5 · 0 0

Ask him why he's borrowing money. Does he have any family difficulties, perhaps stock downfall? If you just ask him and be very straightforward, then I believe he will tell you. Don't be taken advantage of. I know I hate it when people borrow my money and never tell me the reason why they need it. If it's reasonable, then I will loan it to them, but if it's not, then I won't. They earn their sallery too!

2006-09-22 13:44:38 · answer #4 · answered by Anonymous · 0 0

The easiest thing to do is to go ahead and lend a small amount of money ONE TIME. They're not going to pay it back probably, and then you have an absolutely understandable reason to say, "No, because you haven't paid me back from the last time!" You'll never have to feel like you're being rude -- you're saying what any rational person would say to this leech.

2006-09-22 13:44:54 · answer #5 · answered by bibliophile31 6 · 1 1

I know sometimes it's hard to turn someone down, but in this case, based on what you've been told, I don't think it's wise to lend him money. Simply say: "I make it a policy not to lend money to anyone except family." You can use other words, but you really need to be clear.
I wonder why some people are like this man.

2006-09-22 13:45:28 · answer #6 · answered by Juanitamarie 3 · 1 0

If they have nerve enough to ask then you need to have nerve enough to say "NO"! I wouldn't have a problem with that because of my personality but some people try to take advantage of people who are more passive so I would get crack-a-lacken on saying "NO" real quick or they won't leave you alone!

2006-09-22 13:45:55 · answer #7 · answered by soniaatcalifornia 5 · 0 0

Ask him if he wants to borrow money or if he just wants you to give it to him. Make a little invoice of all the money you gave him and on the bottom put total due now and give it to him. Stop enabling him.

2006-09-22 13:47:48 · answer #8 · answered by Anonymous · 0 1

Ask to borrow money from him all the time.

2006-09-22 13:45:04 · answer #9 · answered by Anonymous · 1 0

Just politely tell him sorry no that you don't have any extra money to spare or that you have come into some extra expenses recently.... and maybe make a slight joke like...they dont pay us enough here as it is...im having trouble making all my ends meet....something like that.

2006-09-22 13:44:59 · answer #10 · answered by Country Girl for Life 5 · 1 0

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