contract they gave us the purchase order and it was 0 down payment, we payed the insurance and two days later they gave us the license plates and then later on they call us and say they want 2000 down, but we signed all the paper work, now we have to pay or give the car back what do i do???
2006-09-22 10:30:13 · 6 answers · asked by stacy y 2 in Cars & Transportation ➔ Buying & Selling
You most likely were "spot delivered", which means that they let you have the car without having a firm approval from the finance company. If you look in your paperwork, there was a "MacArthur*" form that says that you will return the vehicle if the financing is not approved.
What most likely happened is the finance company will not finance the whole thing, and they want a down payment. You have three choices You can finance the van at your own bank or credit union. You can return the van to the dealer and get any money you paid in tax or tags returned to you (you will have to pay the insurance for the time you had the van). You can give them the down payment and sign a new contract (making sure that they interest rate is the same, and the payments are lower, because you are financing less.
Good Luck!
2006-09-22 12:12:42 · answer #1 · answered by fire4511 7 · 2⤊ 0⤋
Contract says 0 down?
If you have a written contract that states "0" down you are okay.
All you need to do is threaten them with the Better Business Bureau and possibly court.
However, if they pulled a bait and switch on you and your family signed the contract agreeing to put $2000 down, you are out of luck.
You'll have to cough up the money or forfeit the car.
2006-09-22 10:32:21 · answer #2 · answered by I'm alive .. still 5 · 0⤊ 1⤋
Possibly you didn't qualify for the credit and payment that they expected. The contract probably states that you need to qualify.
2006-09-22 15:40:31 · answer #3 · answered by Papa John 6 · 0⤊ 0⤋
If they told you, and you are positive, that there was NO down payment and now they are trying to squeeze one out of you, I would probably drop the whole deal unless I wanted the car badly. Pops
2006-09-22 10:33:07 · answer #4 · answered by Pops 6 · 0⤊ 1⤋
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2016-11-23 15:52:27 · answer #5 · answered by ? 4 · 0⤊ 0⤋
contract says zero so you pay zero. Argue with them
2006-09-25 02:23:35 · answer #6 · answered by Anonymous · 0⤊ 0⤋