e-mail me ur answers if u can at msdraven2004@yahoo.com
2006-09-21 14:10:30 · 6 answers · asked by msdraven2004 1 in Business & Finance ➔ Credit
try some of the smaller store just to establish a credit history
2006-09-21 14:13:30 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Look online for a "secure" credit card.
You will have to pay $$ to get it stared and they will give u a credit line of about $2000.
Pay on time!
Your credit reports will show this, but keep in mind that since it is a "secure" credit card, it is viewed as a "hard money" lender...
Take a look at a book called, "Evil Money Evil Credit". Is has other answers which should be able to help ya out. There is a blog called, "How To Get Good Credit Gab" at
www. HowToGetGoodCredit.blogspot. com
Good luck.
2006-09-21 14:43:29 · answer #2 · answered by paeradio 2 · 0⤊ 0⤋
Don't listen to the idiots, sears only give out credit cards to people who have already established credit, you actually need a reference credit card to get most store credit cards. To establish credit, you will be paying higher interest rates because companies consider you a high risk. places to start out are finger hut (first card i ever got) buy like one thing and take 6 months to pay it off. You can also try a company called hsbc you will pay a high annual fee $59-99.00/month and probably get hit with a high interest rate but they will give you a credit card worth anywhere from $250-$1000.00 starting off. After your accounts have been open and kept in good standing for 6-12 months i guarantee you better offers will be available to you. And trust me, no credit is better than bad credit. Make sure you make all your payments ontime and you should have no trouble.
2006-09-21 14:48:37 · answer #3 · answered by ChrissyLicious 6 · 1⤊ 1⤋
sure your first card go to Home depot or Sears they give them out like candy. Make a small purchase and pay it off ON TIME. this will give you good credit. Make sure you open a checking account as well. Hard to send them a check if you don't have any
2006-09-21 14:35:43 · answer #4 · answered by Jack 5 · 0⤊ 0⤋
I started with Capital one or try orchard bank. Your intrest rate might be a little high since you have no credit.
2006-09-22 10:00:02 · answer #5 · answered by Anonymous · 0⤊ 0⤋
open an account with the bank
2006-09-24 05:06:24 · answer #6 · answered by Anonymous · 0⤊ 0⤋