I was a starving student with no money, no I have a decent job and can pay and don't want to get into any lagal trouble
2006-09-21 05:19:49 · 7 answers · asked by KC 2 in Business & Finance ➔ Credit
I was a starving student with no money, now I have a decent job and can pay it off in parts and don't want to get into any lagal trouble
2006-09-21 05:20:51 · update #1
Call the lawyer and ask to set up a payment arrangement for the account. If you can pay the whole thing now, great. If you would find it more comfortable to pay part now, part over the next month or so, they'll probably work with that. They may even work with a month payment lower than you'd think.
If they say they want everything now or it goes to court then either send the "everything now" or else go to court, explain why you couldn't pay "everything now", and chances are a payment plan would be set up for you.
2006-09-21 05:31:59 · answer #1 · answered by WhiteLilac1 6 · 0⤊ 0⤋
Contact the Dell Financing department. They may be able to take it out of the collection department. Explain the situation and start making payments in good faith. If you ever find yourself in dire straights again, contact your debtors before it goes past due. They are more willing to work with you then.
2006-09-21 12:30:21 · answer #2 · answered by JENNIFER B 2 · 0⤊ 0⤋
Pay it. The sooner the better. Explain your situation, take the credit hit, pay the account and don't overspend again.
You will probably end up paying more than the actual account, and you will probably need to pay the entire amount up front, but get it paid off as soon as possible.
You may also need to look into outside financing if you aren't able to pay it off in time to satisfy the collection agency.
2006-09-21 12:23:29 · answer #3 · answered by Ben 3 · 1⤊ 0⤋
contact the angency ,and tell them you want to arange payments or pay the balance in full , explain how things got rough and now you have some bread.......they will be happy to get paid ........in the future if you fall on a rough patch , call the company before you owe them 4 months worth of payments and tell them things are hard but i am trying , they have to accept partial payment and cant send you to collections if you are infact paying them .........you need to coumincate to the powers that be ,they do understand ................good luck
2006-09-21 12:25:43 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Contact the lawyer and make some type of payment arrangement.
2006-09-21 12:27:26 · answer #5 · answered by Special Ed 5 · 0⤊ 0⤋
i would get in contact and work out some arrangement with them. that way you made an attempt. it looks alot better than hiding or avoiding them.
2006-09-21 12:25:12 · answer #6 · answered by snide64 2 · 0⤊ 0⤋
Call them immediately and see if they'll re-negotiate the terms.
2006-09-21 15:00:38 · answer #7 · answered by Anonymous · 0⤊ 0⤋