I am asking for 2,000 for pain and suffering my car was tottaled and I received injuries?

Answer 1

If there's a tort threshold in your state that requires you to have a permanent and/or disfiguring injury prior to settlement, you might not even be due that.

Talk to your insurance company and find out what the law is in your state. Then talk to the other insurance company and see what they're offering you, and WHY. If you're ruled out any legalities, get a free consultation with one (or more!) attorneys and see what they recommend.

Then settle it yourself with the insurance company. There's a ton of webpages on how to do it and then all the money is yours.

Good luck.

Answer 2

I was rear-ended at a stoplight years ago -- my truck was not even totalled, just the bent up some. But I did get a minor whiplash.

Since it was minor and I didn't want a lot of hassle, I accepted the other driver's insurance company offer of enough to fix my truck, pay for the physical therapy up to that point ($1500 or so) and about $2000 for pain and suffering. I figured I had been fairly well treated.

Unfortunately, what I did not know (and which I now realise they DID know) was that back and neck injuries have a nasty tendency to get re-aggravated over and over. I've been having to get more physical therapy for it (on my own dime) ever since, a few times a year. I had to sell my old truck and get a minivan because my neck and back would get into spasms from the shape of the seat which they had been pressed into so violently years before. I'd guess it has cost me close to 10 grand all told. Plus the pain.

The other insurance will probably try to pressure you to take an early offer and say that they won't reimburse medical costs until you agree to the settlement -- this is baloney. If nothing else you can probably ask your OWN insurance comapny to pay for your bills and sue the other comapny on your behalf if need be.

If you have back and or neck injuries, do two things:
(1) Make sure you get complete and comprehensive care for it -- do what the doctor and therapist say, it's not heathy again unteli they AND you both think it is.
(2) Make sure the other insurance company is going to take care of you (either through agreement to cover further medical expenses or by paying more up front) when the injuries flare up again in the future -- the collision is just the trigger that starts them, they will be coming back again.

Answer 3

Insurance companies are not in the business of making pain and suffering payments unless forced to by court or by settlement. Your insurance company probably can't be made to pay anyways, as they aren't responsible for injuries to you, only to injuries caused by you.

You need an attorney.

Answer 4

you should talk with a lawyer first that doesn't sound very high I would think you could get a much better settlement for your injuries. That would depend on the type of injury and how bad the injury was

Answer 5

Were injuries paid by the insurance co? Did you miss a lot of work? Have you REALLY suffered, or are you sore and are trying to cash-in?

Answer 6

Better get an accident attorney to fight this for you, $2,000.00 isn't very much if you were injured and who knows down the road what that accident could have done to your body, it will probably take two years to collect any money through using an attorney but you will get a lot more money.

Answer 7

Well, without any details on your injury and medical bills and other stuff I can't say. 2k sounds good though.

Answer 8

If another driver was at fault.

NOT enough!
Get an attorney.

Answer 9

ok....... sounds reasonable.