2006-09-20 14:17:03 · 4 answers · asked by Mike L 1 in Business & Finance ➔ Credit
She can call them, and explain, or she can go for bankruptcy. If the creditors are medical..... they HAVE to accept what medicare or Medicaid pays them, they aren't allowed to bill for more, and she can call the local office and report them....but if it's just regular bills, she can try to file for bankruptcy
2006-09-20 14:21:39 · answer #1 · answered by Judith O 3 · 0⤊ 0⤋
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2016-10-08 01:03:21 · answer #2 · answered by ? 3 · 0⤊ 0⤋
If she can not work due to a disability, none of her creditors can put a levy on her SS money. The only ones that could would be IRS or another Government Agency. I would not recommend filing for bankruptcy because this would hang over her head, and would also affect a husband, should she marry. Putting all this aside, a bankruptcy costs about $1,000, and since a year ago, it is much harder for a person to file for personal reasons. About all she can do at this time, would be to call or write to each debtor, explaining her situation, and tell them if in the future she is off SS, she would be happy to cooperate, but right now there is not enough money coming in hardly to live, let alone pay debtors. Good Luck!
2006-09-20 14:22:59 · answer #3 · answered by skyeblue 5 · 1⤊ 0⤋
If you own your home and have at least $10,000 in other debt NO MORE Mortgage may be able to help. They help with debt elimination. Including your mortgage. It doesn't hurt your credit, in fact, your credit will go up as a result of the program.
http://www.NoDebt4U.org
2006-09-20 14:56:01 · answer #4 · answered by brendalutoo 2 · 0⤊ 0⤋