I've tried everything I can think of is there something you know that I don't. I would just like to have GOOD CREDIT!
2006-09-20 12:33:59 · 11 answers · asked by Sheba 1 in Business & Finance ➔ Credit
Try disputing the questionable accounts in November...December is a busy time of the year and they have to respond to your dispute within 30 days or it will be removed. Second, and you know is to make payments on time. My wife and I learned how to raise our credit score from 540 to 720 in a year of hard work from: http://www.mycreditadvise.com
Good luck!
2006-09-20 13:20:05 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Save the money that you would pay to have someone clean up your credit for you. Do it yourself.
If you use a company to do your credit clean up, unless you are extremely lucky in who you chose, you could very easily end up in worse shape than you are right now.
Also, cleaning up your credit yourself gives you more incentive to keep it that way.
Check out the site I've linked. Start reading in the newbie forum and then in the credit forum. Learn - for free - how to do it.
2006-09-20 20:01:21 · answer #2 · answered by echo 7 · 1⤊ 0⤋
I work with a company that charges a flat rate of $125.00 to fix your credit and get the results you are looking for. If this sounds like something you can afford and serious. Hit me up, and I will pass along the Free Info. Hope this helps.
2006-09-20 19:52:50 · answer #3 · answered by Anonymous · 0⤊ 1⤋
There is a lobbying group called JONAS that repairs credit reports with the assitance of a federal agency. They have been successful in removing liens, judgments, bankruptcies, charge-offs, etc.
If you want more info on JONAS, email me at white_hare@hotmail.com
2006-09-22 14:01:50 · answer #4 · answered by rockin_in_vegas 1 · 0⤊ 0⤋
pay one thing at a time spread your money around to get it cleaned up. borrow one big loan and pay off everything. lower interst rates so you can afford the payments. Read books on it at the Library or on line. It pays to be informed. Don't give up be focused on your ultimate goal. It won't happen over night. But be determined to get it done. Ask for extensions. Ask questions.
2006-09-20 19:46:12 · answer #5 · answered by flsunfungirl 2 · 0⤊ 0⤋
The only real (i.e. good/legal) way to clean up your credit is to stop using credit cards, and give it time. Bad credit stays on your record for 7 years, after which time it disappears. You only have to change your spending habits, and your credit will fix itself.
2006-09-20 22:54:18 · answer #6 · answered by Incorrectly Political 5 · 0⤊ 1⤋
Good credit takes time. Most companies that say they will improve your credit are scams, and anything they do you can do yourself. I read the truth about credit repair see http://creditwisdom.blogspot.com/2006/09/deal-on-credit-counseling-repair-and_15.html
You're going to need patience, good credit doesn't come overnight, for tips to get you on the right path go to http://finance-girl.blogspot.com/2006/09/raising-your-credit-score-who-doesnt.html
2006-09-20 20:10:20 · answer #7 · answered by Anonymous · 2⤊ 0⤋
Try to do it your self it would save you money and the risk of identity theft.Start from the top.
2006-09-20 20:11:47 · answer #8 · answered by Luxury 1 · 0⤊ 0⤋
consolidate your debt and make one payment
2006-09-21 07:27:48 · answer #9 · answered by Anonymous · 0⤊ 0⤋
is to pay up
2006-09-24 11:38:30 · answer #10 · answered by Anonymous · 0⤊ 0⤋