I've not driven for six years now and have no insurance; say for example you buy a car from someone - how can you be insured to drive it away that day. Do you need a cover quote and how could you obtain one if you're not sure of the exact car you're going to buy?
2006-09-20 09:54:41 · 12 answers · asked by gerbiltamer 4 in Cars & Transportation ➔ Insurance & Registration
When you are buying the car, ring up for a quote and get a reference number. If you buy the car, ring again and make the payments etc and you will be covered straight away if you ask. You will not obviously have the cover note until they send it though so you will need to make sure that the garage taxes it for you in their name first.
2006-09-20 09:58:02 · answer #1 · answered by claire 5 · 1⤊ 0⤋
You have a problem. Only folk with Motor traders Insurance can just buy a car and drive it home and even they are usually restricted to a certain maximum value.
As an uninsured private citizen you are going to need some ball park insurance quotes, hard to come by these days as companies need exaxct details, registration number, chassis number ,sometimes, even before they give a quote.
When you know the likely cost of insurance on your target models, hunt one down. there is no way the owners insurance will cover you for a test drive, so dont drive it.
If you like it pay a holding deposit, arrange to pay the balance when you collect it, take all the details and sort the insurance, Only when you have the insurance cover note in your hand go and pay for the car and drive it home.
Legally you must physically have the cover note in your posession, if you are to be covered, "its in the post," aint good enough
A friend bought a Kawasaki 1000 on a Saturday paid cash rode it home, he intended to get Insurance first thing Monday but could not because while riding it on the Sunday he hit a car while doing 100 mph and put himself in hospital.
No insurance is 8 points and a fine, so dont drive without insurance.
2006-09-20 10:21:06 · answer #2 · answered by "Call me Dave" 5 · 1⤊ 0⤋
Car insurance acts like a great friend at the time of crisis. It covers the losses made in an accident and thus saves you from paying out the huge sum from your pocket. However, there does also need to be insurance on the car itself, so the owner of the car needs to take out a policy to cover it. The extension is just there in case you need to drive the car and are not a named driver under the owner's policy. One thing to bear in mind though is that you are only getting third party only cover under this extension, regardless of the cover you have on your own car, so if you have an accident, the insurer will pay out for damage to anyone else's car or property if you are to blame, but you will have to foot the bill for damage to the car you are driving under the extension yourself.
To be honest there are lots of ways to get the best quote for a car insurance., My friend used http://official-car-insurance-quotes.com/ for getting a quote in 30 seconds. They are really fast and covers the cheaper price in the market.
Your Pal.
David
(CEO, infosystimes)
2014-10-09 15:48:31 · answer #3 · answered by Anonymous · 1⤊ 0⤋
.Go on to uswitch.com for a quote of the sort of car u want.
Then when you come to buy it phone the insurance company who gave u the best quote, they Will insure it there and then and you Will get the policy document through in the next few days.
U are insured there and then to drive the vehicle home as long as it is taxed and tested.
A good tip is to get the vehicle reg as most insurance company's can give a accurate quote based on this now
2006-09-20 10:05:17 · answer #4 · answered by ANMAR 3 · 0⤊ 0⤋
Car insurance http://buycheapcarinsurancequotes2016.com/
2016-02-22 22:49:00 · answer #5 · answered by Glen 1 · 1⤊ 0⤋
Jot down the number of an insurer - you can insure it over the phone when you get there - Shouldn't take more than 15 minutes.
2006-09-20 10:27:45 · answer #6 · answered by creviazuk 6 · 1⤊ 0⤋
You will need to get cover before you drive it away - the insurance companies will cover you immediately though so if you find one you like you can just ring them and debit your card and that's acceptable.
If you have time I recommend confused.com when you know what you're going to buy - it's fab!
2006-09-20 10:06:28 · answer #7 · answered by topaz_unicorn 1 · 1⤊ 0⤋
I might suggest that you visit this internet site where you can compare rates from the best companies: http://INSUREQUOTE.INFO/index.html?src=5YAGFFICIeIa1
RE :UK only!! Car insurance whilst buying a used car?
I've not driven for six years now and have no insurance; say for example you buy a car from someone - how can you be insured to drive it away that day. Do you need a cover quote and how could you obtain one if you're not sure of the exact car you're going to buy?
Follow 12 answers
2017-03-14 19:08:59 · answer #8 · answered by ? 6 · 0⤊ 0⤋
You could do what I did, I drove the car home without insurance.
Was pretty scars as it was my first car but a while since I passed my test so I suppose I should't have done it really but too late for that now.
2006-09-20 10:05:19 · answer #9 · answered by Anonymous · 1⤊ 0⤋
Easiest solution is to take someone with you who has fully comp insurance themselves. They are then insured for any car 3rd party (usually), so get them to drive it home for you.
2006-09-20 09:57:03 · answer #10 · answered by spiegy2000 6 · 1⤊ 2⤋