2006-09-20 09:30:56 · 8 answers · asked by JUBILI83 2 in Cars & Transportation ➔ Buying & Selling
Start with your bank and/or credit union. That's the absolute best way to start. Skip the auto dealership financing - they'll rip you off every time.
2006-09-20 09:35:05 · answer #1 · answered by gambia_joy 2 · 0⤊ 0⤋
Start small and work up. I'm saying used car lot Like Car Max. Auto Nation Get the best car you can drive away. Make payments on time build your credit slowly don't go nuts. In about a year trade for the next used car this time a much newer one. By then credit card companies will be sending you cards. Please don't use them yet. Learn to be responsible with your money. After two years payments on time. Now show us something buy a NEW CAR. New house new cell phone new high paying job to pay for all of it!
2006-09-20 09:50:46 · answer #2 · answered by John Paul 7 · 0⤊ 0⤋
how long have you been working, how much debt do you currently have, what is your credit rating? How much do you have to put down?
If you've been at your job for 3 years, make good money with little debt, have a good credit rating and willing to put something significant down, there should be no reason that they would not offer you a loan.
2006-09-20 09:35:22 · answer #3 · answered by Mike C 4 · 0⤊ 0⤋
depends on where you live but there is always ONE dealership in your area that uses your job as your credit sort of thing. here in MD they have a couple. expect high rates and all that fun stuff but you'll get a car.
2006-09-20 09:38:40 · answer #4 · answered by Anonymous · 0⤊ 0⤋
where are you located at? There are lots of places that will finance you on the lot, and there are some that the down payment reflects the time that you have spent on your job.
2006-09-20 09:39:45 · answer #5 · answered by Just Me 6 · 0⤊ 0⤋
MANY CAPTIVE FINANCE SOURCES FOR CAR DEALERS, EX. FORD CREDIT, GMAC, NMAC, OFFER FIRST TIME BUYER PROGRAMS FOR YOUNGER PEOPLE WITH JOBS AND NO PREVIOUS BAD CREDIT. INQUIRE BY PHONE TO SEE WHERE THOSE OFFERS ARE IN YOUR AREA.
2006-09-20 09:43:00 · answer #6 · answered by SKYDOGSLIM 6 · 0⤊ 0⤋
If you have been at your job for a year or longer HSBC has great first timer loans/high risk.
2006-09-20 09:42:53 · answer #7 · answered by KC 2 · 0⤊ 0⤋
buy-here-pay-here lots. or rent-to-own dealerships
2006-09-21 04:42:07 · answer #8 · answered by Stan 3 · 0⤊ 0⤋