i want a vehicle but my father wont let me get one because hes scared that if i wreck than it makes his rates go higher. can i get my own insurance and not be on my parents?
2006-09-20 03:45:48 · 0 answers · asked by sealman072003 1 in Cars & Transportation ➔ Insurance & Registration
You can get your own insurance
2006-09-21 08:21:08 · answer #1 · answered by kmday1130 3 · 0⤊ 0⤋
Unless you have been declared an "emancipated minor" by the court system and don't live at home, no. If you have a driver's license, you should already be on your parent's auto insurance because you might drive their vehicle. You can't enter into a contract to even buy your own vehicle until you are over 18 without parental permission.
So, no, the people telling you that you can are giving you wrong information.
2006-09-20 03:53:09 · answer #2 · answered by oklatom 7 · 0⤊ 0⤋
It depends on the laws of the state where you live, and the insurance company. If both sell policies to owners of vehicle 18 and under, then you can get your own, but it will probably cost you more than just being a listed driver on your dad's policy.
2006-09-20 10:20:19 · answer #3 · answered by Chris 5 · 0⤊ 0⤋
Get insurance quotes
2014-11-09 20:42:40 · answer #4 · answered by ? 1 · 0⤊ 0⤋
Let this site do the work for you: COVERAGE-FINDER.NET just submit your info and get the best rates.
2014-06-03 00:26:53 · answer #5 · answered by Anonymous · 2⤊ 0⤋
Yes, it's true. You can. But it's MUCH cheaper to go under your father's policy. It will probably cost 4X as much on your own policy.
AND, if you're under 18, and living at home, someone you hit can STILL sue your father for any damages you cause.
2006-09-20 04:12:29 · answer #6 · answered by Anonymous 7 · 0⤊ 0⤋
NO you have to be 18 or older to even own a car.
2006-09-20 03:48:02 · answer #7 · answered by capinundees 3 · 0⤊ 0⤋
Correct, had my own policy since I was 16 years old.
2006-09-20 07:47:52 · answer #8 · answered by nathanped 1 · 0⤊ 0⤋
if your parent buy insurance for you and yeah you want to buy insurance you must be 18
2006-09-20 03:55:23 · answer #9 · answered by mike2006 2 · 0⤊ 0⤋
no must be 18 or dad must co sign
2006-09-20 03:58:18 · answer #10 · answered by kevinkolsto 1 · 0⤊ 0⤋