Can i get this money back in anyway or is it compulsary?
2006-09-20 03:26:02 · 10 answers · asked by sexylove 2 in Cars & Transportation ➔ Insurance & Registration
You agreed to it when you signed the insurance policy.
You now know why insurance is such a rip off in this country and why the insurance companies are so rich
2006-09-20 03:34:46 · answer #1 · answered by Useless 5 · 0⤊ 0⤋
Wow that's steep!! You can't get it back from the insurance company. Sometimes there is a voluntary excess and a compulsory excess. See what your policy says. Chances are it is compulsory.
In the future, the only way to pay a smaller excess is to sign up to a higher monthly or annual premium in the first place.
Life is just not fair unless you own an insurance company. I only hope your car is worth more than your excess!!
2006-09-20 10:31:50 · answer #2 · answered by miss_scatty 2 · 0⤊ 0⤋
I don't think so, I'm assuming the reason you put the £200 excess on the insurance was because it would make the annual payment cheaper? That's the rub. You have to pay the first £200 of it.
2006-09-20 10:33:45 · answer #3 · answered by Adam L 5 · 0⤊ 0⤋
You can take the person who vandalised your car to the small claims court to get the money back, but you cant get it back from your insurance company.
2006-09-20 10:28:11 · answer #4 · answered by OriginalBubble 6 · 0⤊ 0⤋
Your first answer is absolutely correct.
The excess is a condition of your contract.
The only way to recover this is in a situation where you can identify and successfully claim from the other party - whether it is another motorist or an idiotic vandal.
Life is just not fair....
2006-09-20 10:32:33 · answer #5 · answered by aarcue 3 · 0⤊ 0⤋
It sounds like you had to pay what is called a deductible in America. If you know who was responsible and car reasonable prove it, you can have your insurance company recover that money from them. Unfortunately, with vandalism proving responsibility is difficult and chances are you won't recover the money.
2006-09-20 10:30:49 · answer #6 · answered by lepninja 5 · 0⤊ 0⤋
No you are stuffed - you have an excess to cut your premium - no excess and you pay higher premium - you pays your money and takes your choice.
Look at my website - a few ideas for making easy money... lol
2006-09-20 10:55:21 · answer #7 · answered by Mike10613 6 · 0⤊ 0⤋
lucky you, my excess is £500 !!!and no, you agreed to that figure so that is what you have to pay
2006-09-20 12:10:03 · answer #8 · answered by Anonymous · 0⤊ 0⤋
how much did u make out of it........ insurance cheat.. because of people like u my insurance goes up
2006-09-20 10:37:33 · answer #9 · answered by amibothered111 1 · 0⤊ 0⤋
you can pay less exess but the policy may be higher
2006-09-20 10:33:38 · answer #10 · answered by Rolfe66 3 · 0⤊ 0⤋