2006-09-20 00:27:35 · 12 answers · asked by fhdfdj 1 in Business & Finance ➔ Credit
in your dreams?
2006-09-20 11:20:45 · answer #1 · answered by Anonymous · 1⤊ 0⤋
The only way to get rid of credit card without paying money is first of all dispute the item on all three credit reports. They have 30 days to respond the validity of the items in question. If they do not repsond the item must be removed from your credit report. If they respond and the charges are valid then that can stay on your credit report for 7 years. After 7 years you can request it be removed. I'm not sure what state you live in, Texas here, they can not garnish wages for anything other than child support and back taxes.
2006-09-20 01:06:33 · answer #2 · answered by nicknamegone 1 · 0⤊ 0⤋
By not applying for credit in the first place. When you signed the peice of paper applying for the card, you asked for credit and implied you would pay with interest for any cash advances and purchases you made with that tiny peice of plastic. Now that you have done that, you have to pay the price. If you can not afford to do so, i would advice visiting this website. http://www.ftc.gov/bcp/conline/edcams/credit/coninfo_debt.htm. You can't have something for nothing. Also the new bankrupcy laws that will go into affect make it impossible to file after charging up your cards and deciding that you can't pay them. The will go over your finances with a fine tooth comb now and squeeze every last penny to make you pay at least $100.00 to your past owed debt. That is what bankrupcy will become, someone else doing your budget for you, and you paying a lawyer to go in front of a judge to get it done. best just pony up and pay your bills, cuz your credit will suffer as well.
2006-09-22 11:44:52 · answer #3 · answered by Anonymous · 0⤊ 1⤋
There is a lobbying group called JONAS that has had success in eliminating unsecured debt with the assistance of a federal agency that governs banks & credit card companies, based on the ruling of the federal agency.
They also repair credit reports with the assitance of this federal agency. They have been successful in removing liens, judgments, bankruptcies, charge-offs, etc.
If you want more info on JONAS, email me at white_hare@hotmail.com
2006-09-22 07:27:08 · answer #4 · answered by rockin_in_vegas 1 · 0⤊ 0⤋
Bankruptcy would be the solution for you:
Information on Chapter 7 Bankrupt
http://get-out-of-the-debt-trap.com/category/Information-on-Chapter-7-Bankrupt.html
2006-09-20 01:50:14 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Well, I would like to know the answer to that one myself!! You can file Bankruptcy, but you have to pay a lawyer and it is considerably more than a dime.
2006-09-20 00:35:55 · answer #6 · answered by Anonymous · 0⤊ 0⤋
The statute of barriers refers just to the time allowed for the creditor to take criminal action against you. The seven twelve months reporting cycle is a thoroughly separate term that starts off with the unique date of delinquency on your account.
2016-10-01 04:19:15 · answer #7 · answered by murchison 4 · 0⤊ 0⤋
by disputing and asking for validation, then repeat. make sure your debt is outside the statue of limitations before doing this.
2006-09-20 03:20:34 · answer #8 · answered by bella_4624_19 4 · 0⤊ 0⤋
GET ALL FREE INFORMATION ABOUT PERSONAL FINANCE
http://www.freewebs.com/freeloaninfo/
2006-09-23 20:32:57 · answer #9 · answered by Anonymous · 0⤊ 0⤋
No way, unless you are okay with the idea that no one will ever again lend you money.
2006-09-20 00:58:28 · answer #10 · answered by Anonymous · 0⤊ 0⤋
That will be me helping u to commit fraud- good luck
2006-09-20 00:34:43 · answer #11 · answered by Anonymous · 0⤊ 0⤋