Bill Collectors Stop!?

Question

ok i just want to know how do i stop bill collectors from calling my job??

umm i know that much people this was actually an apartment that i broke my lease cause the effin suck and would never fix anything also was not a very safe neighborhood blah blah but calling my cell phone is ok but my damn job ummm no i dont think so. :-)

Answer 1

Geez! I just love all these idiots with their "pay the bills" nonsense! Idiots!

This is a simple problem to fix.

Use the from letter that Brad K supplied. Send it to the collection agent by CERTIFIED MAIL, RETURN RECEIPT!

Once you get the green card, that is your proof they were notified to not call you at work. If they should do it again, get whatever proof ;you can....call log, a witness, etc....

Trot down to the small claims court and file a suit against the collection agency. You don't need a lawyer, and it's a simple process to do it. If you followed my directions you will easily win $1000 from the agent.

Contact me if you need more help.

Answer 2

Ummm, no offense, but pay the bill. They have a right to call you wherever you may be, so the best way is to set up a payment plan or something just so they know you're interested in paying your debt. I haven't been in debt since college, but my God I received my share of bill collectors at work and when I started making payments to 'em they stopped the harassment. Good Luck!

Answer 3

Tell the collector that they are calling a business phone and that you are not allowed to take personal calls. Also send them a letter stating the same. Sample letter at FTC.gov. It is inappropriate for any type of collector to call your place of employment, keep records of the calls, what was said, time, duration, stay calm. Don't negotiate. Make copy of letter you send to collector and send certified mail to collector. Use info from FTC, it is the most accurate and legal.

Answer 4

I wouldn't recommend using that letter that was posted or sending a "full" cease and desist either

For one thing, on the letter, it states [quote]I am currently unable to pay my obligation in full because[/quote]
Sending a letter with that statement, you would be admitting to a debt that may not be yours, or admitting to an amount that may not legally be yours.

If you send a "full" cease and desist, you leave them no option but to either sell the account or sue. Since a full C&D limits their actions on collecting.

Send them a limited C&D letter that says:

Your name
Address

Pin Head Collector
Address

Re: acct number xxxxx

Dear Pin Head collector,

I am requesting, in writing, that no telephone contact be made by your offices to my home or place of employment as it is inconvenient to me.
All future communications with me must be done in writing and sent to the address noted in this letter by USPS.

Sincerely,
G


If you want validation, include the following above the limited C&D:

This is not a refusal to pay, but a notice that your claim is disputed.

I dispute your claims in their entirety and request validation pursuant to the FDCPA.




Anything that you mail should be mailed certified mail return receipt.

Answer 5

They are NOT allowed to harass you or call your job, or reveal ANY personal infrmation about you. Start taking names from these people and start reporting their companies to the Better Business Bureau.

If you are in credit trouble, these folks helped me get mine under control. They were honest and inexpensive.
Garden State Consumer Credit Counseling, Inc.
225 Willowbrook Road
Freehold, NJ 07728
877-892-4557
In Person (may not be available in all judicial districts) & Telephonic

If they can't help you look here:
http://www.debtorhelp.com/html/credit_counseling.html
Also, your state may have laws about this stuff. Go to your state's homepage and look around. You may be able to order them to stop.

Answer 6

ask boss to tell them to stop

Send a "cease and desist" letter


I, "your name here" now order, "collection company name here" to CEASE and DESIST all contact, be it by mail, phone, email or any physical contact regarding "account # here"

Send this letter via certified/signed returned mail.

Allow 3 days after you have confirmed they have received letter for any letters to stop. If after 3 days they are still contacting you, you can take them to court and use the money I am certain you will win to pay your bill(s)

Answer 7

Pay your bills, or invoke the a law that stops them from calling you. However, you will still be liable to pay your bills or your credit history will be damaged for many years to come.

Answer 8

I had an employee who had collectors calling a lot. I started intercepting the phone calls & told them that they were not allowed to disturb her at work. I informed them that if they wanted to get paid, she needed to be employed.

Answer 9

You might want to go to this site and study up a bit:
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm

**If your employer asks them to stop and/or you write them a letter demanding they stop calling you.....by Federal Law, the must cease!

Answer 10

1. Payoff the account.
2.Tell them that there is no one here with that name.