Yes, I'm 20 yrs old and I only have a 8 month credit history. I need another credit card to build a good credit history and also to increase my debt to credit ratio which will help my credit score...any ideas which credit card company will give me a good credit card:
with low APR intro and overall
no annual fee
2006-09-19 11:17:35 · 6 answers · asked by christiansareawesome 4 in Business & Finance ➔ Credit
Go to a Credit Union, they are non-profit organization.
Some credit union has better APR on loans and credit cards.
2006-09-19 11:29:05 · answer #1 · answered by lulu 1 · 0⤊ 0⤋
Most card issuers will give you a card with a low credit limit. Use it for purchases you are making anyway and pay it off every month. In a few months, they will start increasing your limit fairly often.
2006-09-19 12:29:32 · answer #2 · answered by STEVEN F 7 · 0⤊ 0⤋
Jc Pennys/Dillards are usually easy to get.
As for visa/mc, take a look at the ones offered by Orchard bank and Capitol One. National city has some good secured cards also.
2006-09-19 11:27:24 · answer #3 · answered by Jim R 5 · 0⤊ 0⤋
Try a credit union.
2006-09-19 11:24:32 · answer #4 · answered by Anonymous · 1⤊ 0⤋
try this website to comapre the creditcards/
http://www.bestcreditrates.net
2006-09-19 14:21:46 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I would try Penney's.
2006-09-19 11:20:15 · answer #6 · answered by redunicorn 7 · 0⤊ 0⤋