the insurance information i was given after someone hit my car turned out to be fake. my insurance company called his company but was told that the policy # does not exist. so is there a way i can find out through DMV or somewhere his true insurance information?
if i can't find it, would this qualify as uninsured since i have uninsured drivers coverage? it would waive my deductible and it would pay for the injuries i suffered in the accident but only if he really is uninsured.
2006-09-19 08:24:49 · 20 answers · asked by STEWIE 6 in Cars & Transportation ➔ Insurance & Registration
yes i have his driver license #, plate #, home address, phone#.... verified his address thru whitepages.com.
uninsured coverage will waive the deductible i would have to pay to fix my car if he's uninsured so im hoping he really is unisured. but how do i find out is the question and if my insurance company will consider him uninsured.
2006-09-19 08:44:30 · update #1
yes i am speaking with my claims adjuster. hes the one who called the other company and found out the policy # does not exist.
so anyone know how i go about finding out if he has insurance? dmv website???? i need to know so i can file uninsured claim with my company.
2006-09-19 08:49:22 · update #2
YOU do not have to do anything (since you are responsible enough to have insurance). Your insurance company will attempt to find insurance on the other vehicle (normally through the DMV or something called the CLUE system which has info on previous claims). If they cannot find insurance, they will put your uninsured motorist insurance into action. That is what you pay your premium for.
2006-09-22 18:27:36 · answer #1 · answered by Spork 3 · 1⤊ 0⤋
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2016-12-25 14:08:54 · answer #2 · answered by Anonymous · 0⤊ 0⤋
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2016-12-25 19:02:49 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Easiest way would be to read your notes you took at the time of the scene. Whenever there is an accident, you must exchange information including your insurance company and policy number. If you can't find your notes, read the police report, it should be on there also. If you have neither (you should have) then ask your insurance for assistance in obtaining the information for you.
If indeed the information you were given was bogus, that would constitute fraud and I would hope the insurance would work with the police to investigate and have the person arrested.
If you aren't getting cooperation from anyone, you might want to consider talking to an attorney. Sometimes that will start things moving in the right direction.
2006-09-19 09:22:54 · answer #4 · answered by oklatom 7 · 0⤊ 0⤋
Your insurance company can get the plate run through DMV. More likely than not, he just wrote down a wrong number or something.
YOU cannot get the information from the dmv, due to privacy laws.
If he does not have an active policy, then he is uninsured. There are two types of uninsured motorist coverages - liability, covering your bodily injury, and physical damage - which would pay to fix your car.
Your insurance company will figure this out for you, it should only take a couple days. Sit tight!
2006-09-19 08:48:38 · answer #5 · answered by Anonymous 7 · 1⤊ 0⤋
Get a No Cost Background Check Scan at https://bitly.im/aOgcl
Its a sensible way to start. The site allows you to do a no cost scan simply to find out if any sort of data is in existence. A smaller analysis is done without cost. To get a detailed report its a modest payment.
You may not realize how many good reasons there are to try and find out more about the people around you. After all, whether you're talking about new friends, employees, doctors, caretakers for elderly family members, or even significant others, you, as a citizen, have a right to know whether the people you surround yourself with are who they say they are. This goes double in any situation that involves your children, which not only includes teachers and babysitters, but also scout masters, little league coaches and others. Bottom line, if you want to find out more about someone, you should perform a background check.
2016-05-21 04:58:56 · answer #6 · answered by Anonymous · 1⤊ 1⤋
If you have a license plate number than you may be able to receive info about the insurance. I am assuming u do not have that information and no uninsured motorist does not cover property damage it would only covers medical expensive if someone uninsured was to hit and injure you or someone else in the vehicle with you if you have collison on your policy then you insurance will cover it but you will have to pay your deductible you need to put a claim in to your insurer and as a licensed insurance rep you can trust my advise
2006-09-19 08:33:59 · answer #7 · answered by Heather N 2 · 1⤊ 0⤋
You can somehow find the owner information (that would include his insurance co) by running a report with the license plate.
Get his insurance co info and file a claim with his company.
You'll get a "denial letter" from them stating no insurance is there to use.
Get this denial letter and file a claim with your insurance company.
No deductibles should apply, since it would be considered a uninsured motorist claim.
But you have to PROVE the guy was uninsured, hence the denial letter from his company.
See if your insurance company can do this for you!
2006-09-19 09:34:05 · answer #8 · answered by mktobyjo 3 · 1⤊ 0⤋
I'm not sure where you are, but in some states your insurance company can run a tag trace and obtain the insurance information. It will only be as current as the last time he updated with the DMV.
If he has insurance and your company starts leaning on him saying they will pursue him directly, I can't imagine that he wouldn't respond to advise the real info on his insurance. In all likelihood he's lying, and will dodge them, and you'll have to make a UM claim.
2006-09-19 10:08:38 · answer #9 · answered by Chris 5 · 0⤊ 0⤋
Hello,
I'm was an agent for car insurance and concerning that topic, I would always recommend to have a look at:
http://carinsuranceinstantfaq.com/
It lists you all important websites for car insurance topics. If you click yourself a bit through (or use the search) I'm sure you'll find what you need...
It at least helped me always a lot, best of luck!
2014-12-09 01:46:08 · answer #10 · answered by ? 2 · 0⤊ 0⤋