I have lost over 140 pounds and have a lot of excess skin on my belly. It is a problem when I run, as it can hang.
2006-09-19 03:21:28 · 13 answers · asked by bwgt_2 2 in Business & Finance ➔ Insurance
Most insurers will conclude this is a cosmetic procedure; since most health insurance policies exclude cosmetic procedures, it's likely your insurer will decline to pay.
Review your policy or Certificate of Insurance for details; pay close attention to the Exclusions section -- you're looking for a cosmetic surgery exclusion, or perhaps also for an exclusion for procedures that are not medically necessary. There may even be a tummy tuck exclusion, so it wouldn't matter if it was medically necessary or not.
2006-09-19 03:59:08 · answer #1 · answered by Suzanne: YPA 7 · 2⤊ 0⤋
I agree to an extent with Mbrcatz, sorry if I misspelled. I don't think you can get them too...it does depend on your insurance company though. It's more of a cosmetic thing to do that....it would be very hard to prove as a medical necessity. Congrats on the weight loss though....very impressive. I am having a hell of a time losing 30. nothing seems to be working for me. good luck and I hope you get the answers from your insurance company that you're looking for!
2006-09-19 03:30:44 · answer #2 · answered by socaldollbaby73 2 · 0⤊ 0⤋
It depends on your insurance company and the troubles you have from the excess skin ... for example if you keep getting skin infections.
If your insurance does not cover it, consider paying for it yourself and having it done in Brazil. It will run thousands less than in the USA (including airfare) and there are some amazing cosmetic surgeons there. It's a huge industry there.
2006-09-19 05:14:37 · answer #3 · answered by BoomChikkaBoom 6 · 1⤊ 0⤋
Get tummy tuck surgery in India. Cosmetic Surgery is very cheap in India. There is one company that is very famous in India that arranges cosmetic surgery for foreigners in India. They are called the Forerunners Healthcare. I read a lot about them in the Newspapers and about their patient stories.
I have also read that they arrange financing for American and Canadian patients, as cosmetic surgery is not covered by insurance. They also have photos pasted of their International patients. You can checkout their website. The cost savings are incredible. As a doctor I personally believe that your cosmetic surgery can be easily handled in India, as the quality of healthcare available here is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star.
My cousin got a couple of cosmetic surgery procedures in India like the breast reduction, tummy tuck and facelift through the forerunners healthcare. She is more than very happy with the results. She just paid 30% of the amount she was quoted in USA and is all praise for this forerunners healthcare company. I personally have seen the wonderful results and am particularly impressed with the kind of quality care she got from this company. I hope this helps.
http://www.forerunnershealthcare.com
2006-09-19 17:08:43 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Absolutely !! But you must have medical reason, not just that it hangs when running... You need to document any rashes, (photos, dates. etc..) infection, and sores that this extra skin IS causing... You family physician will tell you this or find a new physician !!
Your family physician will need to know of these rashes, sores, etc... as well, to which he / she will recommend you to a surgeon near you who performs this type of surgery. They will submit contact your insurance provider before hand to ensure this will be covered... This is the dr.'s job.. They will do it for you or find a Dr. with their head out of their a s s !
Good luck... soon you will be running flab free !! : )
2006-09-19 07:56:01 · answer #5 · answered by Kitty 6 · 0⤊ 0⤋
it extremely relies upon on your coverage business enterprise. There are 1000's of distinctive plans. various situations they do no longer want to pay for issues that are medically mandatory. Abdominoplasty is often times paid for after gastric bypass operations and substantial weight relief, yet that's the only time i understand that that's often times coated. (may well be a perplexing technique after bowel resection)
2016-10-15 04:07:50 · answer #6 · answered by belfast 4 · 0⤊ 0⤋
Most likely not because it is considered "cosmetic." It is still worth calling the insurance company but I know someone that has the same problem and they had good insurance and they still would not cover it.
Sorry.
2006-09-19 04:43:36 · answer #7 · answered by Anonymous · 1⤊ 0⤋
Very doubtful. This is a cosmetic procedure. Unless you need it to restore your looks after an accident, insurance won't cover it.
2006-09-19 07:36:57 · answer #8 · answered by insuranceguytx 5 · 0⤊ 0⤋
Call them. No one here knows what kind of insurance you have or what kind of medical conditions you might have. Call the insurance company.
2006-09-19 03:23:42 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Your best bet is to document any discomfort it is causing you, such as rashes. Find a plastic surgeon that works with bariatric patients a lot; they'll know what to do.
2006-09-19 03:31:56 · answer #10 · answered by NC 7 · 0⤊ 0⤋