ive gone 2 some web sites but they all need credit cards theres no site out there that dont need one 2 check your credit
2006-09-18 15:57:52 · 9 answers · asked by mario d 1 in Business & Finance ➔ Credit
freecreditreport.com or freecredit.com not sure it's one of them.. it's free for 30 days after that they want U 2 pay 4 it cancel it once U get your report.I've done this it really works lol.I got mine thru AOl & Canceled right away..Good Luck
2006-09-18 16:01:47 · answer #1 · answered by sugarbdp1 6 · 0⤊ 0⤋
Do a web search for 'free credit report' and you should get infomation on a government site that you can get a free credit report for your self from each of the three major credit reporting agencies, free once per year. HOWEVER, they make you pay for your credit score. If you just want to check if the information they have on you is accurate, then do that and don't bother with your credit score. You might be able to find out your credit score, if you want that, by inquiring about a car loan, the auto dealer will run your credit report and may tell you your score (you should not be under any obligation to actually buy a car or actually take out a loan if you do not want to). Remember, everytime someone checks your credit, for whatever reason, your credit score will go down, so I have heard anyway (that is just the way it is, don't know why).
2006-09-18 16:07:18 · answer #2 · answered by victorschool1 5 · 0⤊ 0⤋
Avoid freecreditreport.com. They make you buy other things to get your reports.
Go to annualcreditreport.com. By federal law, you are entitled to one free report per year from each of the 3 agencies. Annualcreditreport.com is the only site that is authorized to provide this service.
The report is free, but you need to pay for your score. Should range about 5.95 - 7.95 for each agency. There is no site that will give you the score for free.
If you've recently been denied for credit, had your credit adversely affected (e.g., reduced limit), or been a victim of fraud (e.g., ID theft), you are also entitled to a free report, regardless of whether you already received your free yearly report. For this, contact the 3 agencies directly.
www.transunion.com
www.experian.com
www.equifax.com
2006-09-18 16:08:59 · answer #3 · answered by banana_fan 2 · 1⤊ 0⤋
You can send in a check ( about $8.0 per report ) to one or all 3 major reporting agencies :
1) Equifax
Online Dispute: https://www.econsumer.equifax.com/consumer/sitepage.ehtml?forward=online_dispute
Note: to use this method, you will need to provide certain information including your zip code, your Equifax confirmation number from your Equifax consumer credit report, your last name, street address and last 4 digits of your social security number
Dispute by Telephone: 1 800 685-1111
Dispute by Mail:
Equifax Information Services LLC
P.O. Box 740256
Atlanta, GA 30374
2) Experian
Online Dispute information: http://www.experian.com/disputes/index.html
Dispute by Telephone: 800 682-7654
Dispute by Mail:
Experian
P.O. Box 2002
Allen, Texas 75013
3) TransUnion
Online Dispute information: http://www.transunion.com/content/page.jsp?id=/personalsolutions/general/data/DisputeCreditReport.xml
Dispute by Telephone: 800-916-8800
Dispute by Mail:
Forms vary by state and are available online at: http://www.transunion.com/content/page.jsp?id=/personalsolutions/general/data/DisputeByMail.xml
Mail completed form to:
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000
2006-09-18 16:04:29 · answer #4 · answered by Dolev 2 · 0⤊ 0⤋
Please use
www.annualcreditreport.com
It is the site that is approved by the government and allows you access to all three credit bureaus (experian, equifax, and transunion).
Please note: Credit report is FREE. Your credit score (FICO score) is never free. Now you are in the know.
2006-09-18 18:59:54 · answer #5 · answered by DaMan 5 · 0⤊ 0⤋
freecreditreport.com does not ask for a credit card. You are entitled to one free copy online per year and any time you are declined credit, whoever declined you has to provide you with a copy if you request it.
2006-09-18 16:06:35 · answer #6 · answered by hrh_gracee 5 · 0⤊ 0⤋
you are entitled to one free credit report a year from each of the three agencys..............equifax....experian...and transunion. request either by phone or web site. you can also get them free if you get a letter from them saying something adverse has been reported
2006-09-18 16:08:30 · answer #7 · answered by xjoizey 7 · 0⤊ 0⤋
Hey, go to" annual credit report.com"they give u a free report i think once a year or so. i did it a few months just read everything.
2006-09-18 16:05:11 · answer #8 · answered by mom1 2 · 0⤊ 0⤋
go to...annual credit report .com its all free once a year
2006-09-18 16:05:49 · answer #9 · answered by urmytobe 3 · 0⤊ 0⤋