will they eventually find out one's driving record? Trying to get lowest premium.
2006-09-18 08:15:51 · 14 answers · asked by daddylonglegz 1 in Cars & Transportation ➔ Insurance & Registration
That would be called "insurance Fraud" & its against the law... if you get away with it & then later have an accident & try to file a claim......guess what ?......They don't have to pay your claim !
& they can sue you !
You're better off just fessing up & telling the truth.
2006-09-18 08:28:34 · answer #1 · answered by Vicky 7 · 2⤊ 0⤋
1
2016-09-25 01:32:07 · answer #2 · answered by Israel 3 · 0⤊ 0⤋
You will be caught eventually - maybe not initially - they may approve you at a lower rate, but they will check your abstracts and past insurance history and once the info comes back, you will be invoiced more, and if you choose not to pay they will drop you and keep what is owing of the higher amount, and your rating will go to a Zero and your insurance will be more wherever you choose to go - if you can find a company to pick you back up after that, in addition to the higher rate that you will be charged based on your infractions.
It is not a good idea to try and get away with it, because you will have to pay more in the end.
Best of luck.
2006-09-18 08:23:44 · answer #3 · answered by ♥ goddessofraine ♥ 4 · 0⤊ 0⤋
No. Insurance companies are required to run a report of your driving record before putting the policy in force. If you want an accurate quote, be upfront about your accidents and tickets.
2006-09-18 10:48:12 · answer #4 · answered by andrea 2 · 0⤊ 0⤋
All major companies now pull an MVR either before the policy is written or immediately afterwards. You will be surchharged for accidents and violations if they show up then. Most companies only go back 3 years but some go back 5
2006-09-18 08:51:18 · answer #5 · answered by kmday1130 3 · 0⤊ 0⤋
It's not going to happen. Almost all companies now run MVR's on their customers, alot of them now require it before you can even sell a policy. I've worked in insurance for 4 and a half years and I've never seen anyone get away with it yet. You may get by with it on a quote but once it is submitted to the company they will find it.
2006-09-18 08:21:07 · answer #6 · answered by GoodJob 5 · 0⤊ 0⤋
NO, you can't get away with it. They will find out when they pull your MVR report and when they run a CLUE report. Better tell them know so you're not seen as a liar. Insurance companies know everything!
2006-09-18 10:27:29 · answer #7 · answered by Chris 5 · 0⤊ 0⤋
Yes, they will find out. It would not suprise me, if you lied on your insurance application and you had an accident, your insurance would not cover you. Honesty is still the best policy.
2006-09-18 08:21:55 · answer #8 · answered by soar 3 · 0⤊ 0⤋
If it is a accident and a major ticket they will find it threw the computer once you give them your license number!!
2006-09-18 08:20:40 · answer #9 · answered by SOLUN macedonia 3 · 0⤊ 0⤋
they will get your driving record from the DMV and if you have lied about anything thay can pull your insurance.
2006-09-18 08:18:44 · answer #10 · answered by parental unit 7 · 0⤊ 0⤋