2006-09-18 07:08:55 · 5 answers · asked by cowcow 1 in Business & Finance ➔ Credit
Yes you can. However, state aid/welfare is exempt from garnishment. If you're behind in your bills, talk to your creditors, let them know your situation. If your creditors are real jerks, they can still sue and receive a judgement against you. But, they still have to accept a reasonable payment arrangement that is within your means to pay.
Don't file for bankruptcy unless you have no other choice.
Check out the link below. At the bottom of the page, it has a link for legal aid.
Hope this helps.
2006-09-18 08:18:33 · answer #1 · answered by Celeste 6 · 0⤊ 0⤋
Celeste is plain nuts!
True, a judge can order installment payments on judgements, but by no means to they have to be "within your means to pay". If you are totally broke then any payment is above your means. Since you are welfare I bet that's your situation.
Yes, you can file for bankruptcy. And if your income is low enough you can have the filing fees excused, and other costs involved in bankruptcy proceedings.
Contact a lawyer and get a free consultation. They will cover all this with you.
2006-09-18 15:40:29 · answer #2 · answered by Anonymous · 0⤊ 1⤋
Yes, but talk to an attorney...usually banruptcy attorney's give free consultations. You should have a minimum amount of debt or a large difference in your debt to income ratio before you should file. An attorney could evaluate this really quickly.
2006-09-18 14:19:28 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Probably, but you need to discuss it with an attorney. Most Bankruptcy attorneys will give you a free initial consultation.
2006-09-18 14:16:30 · answer #4 · answered by Anonymous · 1⤊ 0⤋
yes, wait....no.....well, maybe.....contact bankruptcy lawyer immediately, if I didn't give the right answer.
2006-09-18 14:16:21 · answer #5 · answered by Anonymous · 0⤊ 1⤋