if i backed up into a car that was parked in a no parking zone. can that person ask me for money to help pay the deductable?
2006-09-18 06:01:40 · 24 answers · asked by lslong36 2 in Cars & Transportation ➔ Insurance & Registration
Absolutely. That person can ask you to pay for anything. The question is, are you liable to pay it? If the facts are as simple as you state, then it looks to me as though you are liable. There could be a legal reason why someone was stopped in a no-parking zone, including dropping someone off or dealing with an emergency of some sort. Generally speaking, if you get into an accident when your car is moving and the other car is not, you are the responsible party.
2006-09-18 06:12:17 · answer #1 · answered by pvreditor 7 · 1⤊ 0⤋
Yes! You are 100% at fault for the accident. Just because the car was parked illegally doesn't give anyone the right to hit it. It's there to be seen; the cause of the damage wasn't the place it was parked, but the person who struck it failing to pay full time and attention, use care when backing, etc. Sorry to break the bad news, but you actually are responsible for all of the damages. If the person lets you off with paying the deductible only, you got off easy!
The whole "if they hadn't been there the accident wouldn't have happened" argument does not hold water in an insurance investigation.
2006-09-18 17:32:40 · answer #2 · answered by Chris 5 · 0⤊ 0⤋
Even if the car was parked upside-down and backward, you hit a stationary object. The car in the aisle always has the right of way, and you as the moving object bear the greater duty to keep a safe lookout while backing. You are responsible for all damages, including the deductible. If you have insurance you need to let them know right away. Also, call your local dmv because in every state there is a minimum threshold (for example, in California, its $750.00), where you must notify them. If they find out another way they can and have been known to revoke licensure.
2006-09-18 22:50:09 · answer #3 · answered by Pieandchips 3 · 0⤊ 0⤋
well something like this happened to me. i was parked and a lady parked her dumb *** right behind me at the end of the driveway. she ended up hitting my back bumper. she admitted she was illegally parked but didnt admit to hitting my car. i was told that a judge wouldnt believe anything she said because she wasnt supposed to park there.
but you hit her. if she hadnt parked there then her car wouldnt have been hit but you are still responsible for the damage. how bad is it? if its under 500, which probably is her deductible, then you both should agree to settle it. face it if its bad her car still needs to be fixed. did you get a report on the damage? how would you feel if it were the other way around? next time pay more attention, had you been paying more attention you might not have hit her car!
2006-09-18 13:12:10 · answer #4 · answered by MiaDiva28 6 · 0⤊ 0⤋
Regardless of where the car is parked - if you hit it, your are responsible for fixing the damage to that car. Horrid I know, but I have done it before. You might be getting off easy by just paying part of the deductible. But, if his/her insurance company finds out what happend, they might just be contacting you or your insurance company to pay for repairs.
2006-09-18 13:11:45 · answer #5 · answered by arburk2 2 · 1⤊ 0⤋
If I were a judge, which im glad im not but if I was I would state that you were both inthe wrong and depending if you created a substancial amount of damage I would just say that your two wrong acts cancel each other out and make you pay sourt costs.
But if you really jacked his car up then you should be obligated to pay it. Regardless if he was in the wrong spot you need to pay more attention to what you are doing and use your mirrors more efficently.
2006-09-18 13:12:09 · answer #6 · answered by Kit 4 · 1⤊ 0⤋
If that person parked in a wrong spot he will be accountable for that. But when you back up and hit It is your responsibility. So yes, your insurance have to pay him.
2006-09-18 13:11:49 · answer #7 · answered by moin_anjum 5 · 1⤊ 0⤋
you hit a parked car- they will sue for their entire deductable and win
You are still at fault for not maintaining control of YOUR car
THEY could get a parking ticket for the illegal parking
2006-09-18 13:09:57 · answer #8 · answered by Mopar Muscle Gal 7 · 2⤊ 0⤋
Technically, they can ask, that doesn't mean you have to give it to them. They can call your insurance company and file a claim against your insurance carrier, but since they were in a no parking zone, then I don't think they're going to have a leg to stand on. But, then again, this is America, where a burglar can sue someone if he cuts himself while breaking into YOUR house.
2006-09-18 13:10:38 · answer #9 · answered by Sandi A 4 · 1⤊ 2⤋
Heck, they can ask you to pay for the total bill! You our your insurance company!
If you back into a vehicle, you're at fault.
2006-09-18 13:13:40 · answer #10 · answered by Bostonian In MO 7 · 2⤊ 0⤋