It was totally not my fault, but I feel some pain now. If I go to the hospital to check it out and get an x-ray, will I have to pay for the hospital visit if there is no significant injury?
2006-09-17 17:34:14 · 11 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
At the time I didnt feel anything at all and I didnt sign any waiver.
2006-09-17 17:53:13 · update #1
No, depending on your states laws the other person's insurance should cover any related medical expenses. If not, your un- insured/ under insured insurance should cover it providing that you have it on your policy.
2006-09-17 17:37:34 · answer #1 · answered by jmlmmlmll 3 · 0⤊ 0⤋
You need to let both your insurance company and the at-fault party's know asap. They can explain the coverages available to you and what to do about your bills. There are too many variables depending on the state and other issues. It's not uncommon to feel pain a day or two after. If it's been a long time, they may doubt that it's related to the accident. So make the call now and find out what to do.
2006-09-18 10:45:58 · answer #2 · answered by Chris 5 · 0⤊ 0⤋
There is usually a statute of limitations on filing any type of injury claim. Each state has differing guidelines. Your own insurance company may can give you advice on how to seek treatment and which coverages would apply...or, if you have spoken with the other driver's insurance company, call them again and tell them you are now feeling some pain. They should open a bodily injury portion of the claim for you.
2006-09-17 18:16:46 · answer #3 · answered by purplepinkanddots 3 · 1⤊ 0⤋
Ask your own insurance agent how to proceed, but get the care you need. If you have a regular medical provider, go to them for referrals for x-ray or whatever tests. Get a prescription for physical therapy if needed. Make your own copies of all receipts and paperwork.
In my state, the state attorney general's office has a limited amount of help to get you going in the right direction. You can look up your state government site and search it for an insurance commissioner or whatever you state provides.
2006-09-17 18:48:04 · answer #4 · answered by Susan M 7 · 0⤊ 0⤋
That's pretty normal - usually you don't "hurt" until about 48 hours after the accident.
The answer to your question, though, varies. Some states, you only collect under your own policy, and you CAN take a medical deductible, or limit the amount of medical payments you have. Your best bet is to call your agent, and ask them.
2006-09-18 02:05:24 · answer #5 · answered by Anonymous 7 · 0⤊ 0⤋
You'll have to pay for the hospital visit and the tests.But,if the claim from the accident is not closed yet they should be able to pay for your visit.Everyone has medical payments on their insurance its required by law.
2006-09-21 05:03:30 · answer #6 · answered by katzgto67 2 · 0⤊ 0⤋
it depends on a couple of things...did you refuse medical treatment after the accident? did you sign a waiver stating such? How long ago did the accident occur & of course depends on the laws where you live...i would consult a legal professional for this kind of advice
2006-09-17 17:43:58 · answer #7 · answered by darkest queen 3 · 0⤊ 0⤋
Contact your insurance agency. It depends on the amount of time that has passed since the injury. Your insurance company will tell you how to proceed. Then, they can contact the other person's insurance agency.
2006-09-18 02:45:34 · answer #8 · answered by mlc24_1980 3 · 0⤊ 0⤋
if you have insur or not go to the hospital and get it check out any way then bill it to the other insur company
2006-09-17 17:38:17 · answer #9 · answered by computer_girl27 2 · 0⤊ 0⤋
you will have to pay for the visit, but you can also not pay the bill, submit it to the Inurance co of the person that hit you and ask them to pay it.
2006-09-18 02:25:18 · answer #10 · answered by deadcars42 3 · 0⤊ 0⤋