Someone told my wife about a web site where a person can get free supplemental medicare ins. can anyone help?

Answer 1

The peculiarities of Medicare--including Medicare Supplemental insurance plans and the new Part D prescription drug plans--can be confusing.

I am wondering if the person that told you about this might have been referring to a web site that offers "free" prescription drugs to income eligible people? I know that some pharmaceutical companies have such programs--but I have not ever heard of a company that offers free supplemental Medicare insurance. If there such a site out there, I --and many others--would also like to know about it!

If you have questions about Medicare supplemental insurance policies, Medicare Part D or free or low-cost prescription drugs available from pharmaceutical companies, please contact your local Area Agency on Aging. Area Agencies on Aging are one of the best kept secrets--and a source of helpful information There you will find help in getting helpful information from real people-- professionals who aren't "selling" any plan or product. They will explain the peculiarities of Medicare in language you can understand.

If you are interested in checking out Medicare Part D options or the prescription assistance program from the drug companies, you would need to have the listing of all the prescriptions you are taking, the dosages prescribed and also the pharmacy that you prefer to do business with. Of course, these folks also know about Medicare supplemental policies that are available in your state, too.

Professionals at the Area Agency on Aging provide guidance to seniors and their caregivers every day. They also know the latest "scoop" on changes that are still happening with Medicare in your state. (And, yes, changes in Medicare happen every day--especially with Part D!)

If you live in the United States or one of the territories, there is an Area Agency on Aging serving where you live. You can call toll-free 1-800-677-1116 to find how to contact the one serving you.

If you do contact your local Area Agency on Aging and like the help that they give you, let your local county officials and your folks in Congress know. Area Agencies on Aging are funded under the Older Americans Act and they don't have big budgets for advertising and certainly don't have budgets that support campaign contributions! Your donation to support their work in helping seniors who have questions like yours would most definitely be appreciated--but is not required.

Hope this helps! Best wishes!

Answer 2

These people don't know what they're talking about.

Medicare is run by the federal government and they provide you with certain types of medical coverage for free. For instance, you are entitle to one free vision check, two free pairs of glasses, simple dental work, etc. Then you can choose a supplemental company on top of that. Here in the South and East there is a company called Wellcare that provides this supplemental medicare insurance that gives you a lot more bang for your buck, if you will. If you are diabetic you can get your diabetic supplies, including insulin and syringes for free, or very close to that, plus, let's say, four simple extractions and two surgical extractions, unlimited cavity fills, two pairs of glasses and two vision checks a year, etc. There are many different plans offered in many different states, and WellCare is ever expanding across the country -- currently in eight or nine states, so I would check there first.

Their web address is:

http://www.wellcare.com

There are other medicare supplemental companies like Amerigroup, Humana, United Healthcare, etc., but the Amerigroup site is hard to naviate, and I'm not sure what the other URLs are, but this is a good place to start.

I may have been the one that mentioned to your wife about Wellcare; I sent some emails to some folks to that respect a few weeks back.

Good luck!

Answer 3

Free and Medicare never go togethor. Supplemental Insurance costs money in some manner. Either through premiums, or deductibles, or both. You get what you pay for. The only Medicare free supplemental you can get is called Medicaid if you are impoverished. Be leary, you get what you pay for

Answer 4

Depending on her age, AARP offers supplemental insurance. You can also do a web search, just type in supplemental medicare insurance and it will bring up alot of sites.

Answer 5

TANSTAAFL . . .also known as, there ain't no such thing as a free lunch. It's probably a site where they collect her medicare number and information, to submit fraudulent claims.

Answer 6

Another urban myth

Answer 7

I DO MEDICAL BILLING, AND I CAN TELL YOU FOR SURE THERE IS NO FREE INSURANCE. PRETTY CHEAP AND GOOD ONES ARE AETNA, AARP, GUARDIAN.

Answer 8

THERE IS NO FREE INSURANCE. Sorry.