if i turn in a accident claim of my nephew slipping down the steps after it rained raise my insurance rates?

Answer 1

Are you talking about submitting a Homeowner's Insurance claim? If so, it depends on the state of residence and the policy form your homeowners is written on. Many states do allow insurance companies to cancel policies that have had a set number of non-weather related claims in a fixed period of time.

Unless the injury was extremely serious, I would recommend not filing a claim.

Answer 2

If it is on your premises and you will be submitting your claim to your homeowner's insurance, there's a pretty good chance that your rates will go up. So make sure that hospital bill is a lot higher than your deductible or it won't be worth it. You won't be able to present the claim to your health insurance unless you are the legal guardian of your nephew and he's named on your policy.

Answer 3

Assuming you mean a homeowners claim, it depends. First of all, is there something defective about your steps, and do you have a handrail? If there's nothing defective, and he only goes after medical payments, there shouldn't be a raise in your rates. If there is something defective, you will be given a couple months to fix the problem, or they'll cancel your policy.

Answer 4

it extremely is criminal, it is not inevitably how many claims you document, it is likewise the variety youcontinual, in case you have been in contact in 2 injuries then you extremely could desire to be doing something incorrect, ie rushing, tailgating, etc and you ought to pay an superior value than somebody who has a sparkling making use of record, you're an superior threat

Answer 5

was it your negligence that caused him to fall? I don't think he has a claim otherwise