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i moved to canada, applied for car credit, equifax say i have "thousands of dollars worth of credit", but i dont, I know equifax check on your sin number, is it possible i have someone elses SIN number

2006-09-16 14:03:18 · 8 answers · asked by Tracy M 2 in Business & Finance Credit

8 answers

not ........really

2006-09-16 14:05:14 · answer #1 · answered by Rebecca S 1 · 0 0

Saying that you have "thousands of dollars worth of credit" sounds like a good thing. If instead they said you had thousands of dollars of DEBT, that would be bad. It might mean that someone else is using YOUR number - basically, identity theft. In the USA there are laws that let you check your credit for free, once a year. And by law if you are turned down for credit then you also receive a copy of your credit report.

2006-09-16 21:09:48 · answer #2 · answered by DadOnline 6 · 0 0

YES!!! That has happened to me. If ONE person enters the number incorrectly it will follow you for life and cause a LOT of problems.
It sounds to me like you have a problem with identity theft. You need to follow the procedures that Equifax tells you to follow to appeal your rating and file the proper paperwork, etc.

2006-09-16 21:11:03 · answer #3 · answered by cyanne2ak 7 · 0 0

you keep asking these questions over and over again... waiting for a different response?
contact Equifax, ask to see your report, and then write a letter disputing the problem

2006-09-16 21:11:32 · answer #4 · answered by Mopar Muscle Gal 7 · 0 0

It may be possible that someone else is using yours. Is your credit good? Contact SSN.

2006-09-16 21:12:14 · answer #5 · answered by sascb98 2 · 0 0

IF YOU BELIEVE THAT A MISTAKE HAS BEEN MADE "IN YOUR FAVOR" IT PROBABLY HAS AND WILL CATCH UP WITH YOU. BEFORE YOU ACT, DO MORE RESEARCH JUST TO PROTECT YOURSELF DOWN THE ROAD.

2006-09-20 14:51:42 · answer #6 · answered by Anonymous · 0 0

i dont think so

2006-09-16 21:04:38 · answer #7 · answered by Nick 3 · 0 0

most likely someone stole your identy, you must report this
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http://www.bestcreditrates.net

2006-09-17 00:53:49 · answer #8 · answered by Anonymous · 0 0

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