2006-09-15 16:29:45 · 16 answers · asked by emil g 1 in Business & Finance ➔ Credit
Probably not. But creditiors ALWAYS seem to find you!!!!!
2006-09-15 16:30:40 · answer #1 · answered by penwrite5 5 · 0⤊ 3⤋
Yes. If the creditor wishes to bring suit they simply have to send a summons to your last known address. If you fail to answer the summons or fail to appear in court the creditor is granted a default judgement. There are statutes of limitations on how long a debt is still lawful however. In most states it is four years from the date of the last payment you made. If the creditor has not sued within that time it is a dead debt and can no longer be collected. You can double-check the statutes in your particular state by typing in debt statute of limitations. You will find a site that lists the statutes state by state. Some states are only 3 years on credit card debt!
2006-09-16 00:46:41 · answer #2 · answered by dnaassoc@sbcglobal.net 1 · 1⤊ 0⤋
There are other ways of finding you without an address or phone number, such as tax records, utilities, etc. Depending on the size of your debt they may or may not pursue other options. In the mean time your credit report will suffer. I suggest that if you are having difficulty paying your debts you talk to a qualified consumer credit counseling agency to approach the situation head on. Dropping out is not the way to do it.
2006-09-15 23:32:29 · answer #3 · answered by Newlungs2004 4 · 3⤊ 0⤋
They're not suing an address or phone number. They'd be suing YOU. So, yes, you can still be sued. I believe you don't actually have to appear in court in order for a suit to go through. In fact, if you DON'T show up in court, it'll be even worse for you. Using your SS#, they'll find you somehow. They'll find where you work and garnish your wages. I'm not sure if they can stop government services you're receiving, if you're receiving any. You'd have to check in to that. They can garnish any tax refund you may have coming. One way or another, they'll get you.
So ... quit being a delinquint and step up and take responsibility for your debt. Obviously you spent the money or you wouldn't be asking this question!
2006-09-15 23:40:56 · answer #4 · answered by monkeymom 5 · 0⤊ 1⤋
Yes you can! They will go to court and you won't be there the Credit Card company WILL get a default judgement! That means they get what ever they want, and when you do resurface it will be waiting for you.
2006-09-19 19:09:20 · answer #5 · answered by knujefp 4 · 0⤊ 0⤋
LoL, Cute, but not true.
regardless if you have no address or 30 address'.
you will be found by your social security number,
when you get a job, when you have a bank account, etc. whatever it be, you cant really hide.
2006-09-19 04:59:08 · answer #6 · answered by tahj. 2 · 0⤊ 0⤋
yes, they will file a default judgement against you using your last known address. When you decide to resurface this judgement will haunt you until you either settle the disagreement or file bankruptcy.
2006-09-15 23:31:56 · answer #7 · answered by basketchick43078 2 · 3⤊ 1⤋
You can duck your responsibilities as long as you like. Personally, I find it pretty disgusting that a person who has money for internet access won't pay their bills.
2006-09-15 23:44:07 · answer #8 · answered by AngiesHusband 5 · 0⤊ 1⤋
They will find you, and if they get a judgment by default it will be enforceable for 20 years! so try and take care of that right away before they find you!
2006-09-15 23:32:25 · answer #9 · answered by De Nirezza 4 · 3⤊ 2⤋
happens all the time. a posting in a local newspaper is all that is needed for legal notice. if you don't show, you lose.
2006-09-15 23:32:07 · answer #10 · answered by selfmanagement808 3 · 3⤊ 1⤋
if you don't have an address, you don't have a home, so you are homeless and don't have anything so it don't matter.
But if you are working somewhere, or if someone that they can contact knows where you are at, you can be found.
2006-09-15 23:36:05 · answer #11 · answered by Anonymous · 1⤊ 2⤋