Is Capital One a good place to get your first credit card or New Millennium Bank.
New Millennium Bank Offers me a master card and a visa with a credit limit of 10,000 - 5,000 for visa and 5,000 for master card. Capital One one the other hand does not tell me my credit limit untill after I apply but it guaranties at least $300 minimum.
I have a card from sony financial my limit with them is 600 but i could only but sony stuff or sound system stores that accept it so i realy dont cout that one. Or should I?
2006-09-15 09:07:42 · 8 answers · asked by Anonymous in Business & Finance ➔ Credit
Have you looked at your bank yet? They should offer one...
If not then Capital One is a good starting point...but I would start with a low credit limit...That limit gets filled pretty quick and takes a while to pay off. If you want to learn more abour credit cards and finances visit mycreditadvise.com it really helped me and my wife with our finances.
Good Luck.
2006-09-16 03:00:44 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Your Sony card is just a store card and probably doesn't report credit history unless you default.
This site is where I signed on. Once you sign up you can go to the apply for card section and see which ones will give you credit.
Don,t use your card to pay for more than you can pay in a month. That way you can avoid paying interest fees and you wont get behind. And through this plan you can get paid by referring people.
http://www.FreeCardMatrix.com/index.aspx?refid=TWBGlobal
2006-09-16 15:38:20 · answer #2 · answered by trobo_man 3 · 0⤊ 0⤋
Definitely VISA. It is the best I have had....I would go with Citi-Bank. Whatever type of card you get...make sure you don't have to pay an annual fee. Also make sure you are getting a card without high interest. That will eat you alive. Good luck!
2006-09-15 16:23:57 · answer #3 · answered by ms_magi1 2 · 1⤊ 0⤋
look at the interest rates and chose the lowest one. the sony card is still a credit card it still goes on your credit. but i would go wit hcap one they have always been reat to me and i've never heard of this new milennium bank. or look at a chase card they have good limits with good interest rates
2006-09-15 16:11:49 · answer #4 · answered by ~Saratini~ 4 · 0⤊ 0⤋
Just make certain there is no fee and a grace period to pay the change without fee, With the law limits, they will increace in time
2006-09-15 16:11:32 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Capital One is what I recommend!
2006-09-15 16:09:23 · answer #6 · answered by bradnmich2003 4 · 0⤊ 0⤋
stay away from Cap1! they charge about $50 a year membership fee! Find one with no annual fee.
2006-09-15 16:15:58 · answer #7 · answered by mxzptlk 5 · 1⤊ 0⤋
visa!
2006-09-15 16:13:14 · answer #8 · answered by ..Cherry.. 2 · 0⤊ 0⤋