How long is a debt collection agency allowed to try to collect a debt in Pennsylvania?
2006-09-13 09:57:06 · 3 answers · asked by Anonymous in Business & Finance ➔ Credit
Pa. is a first delinquency state.
The SOL in Pa. is 4 years from the time you first became 30 days late and never brought the account current.
A collection agency can continue to "try" and collect after SOL, but they "cannot" legally sue after the SOL has run.
If you certain that you are past SOL, send the collection agency a debt validation letter and then after they answer or 35 days from when they sign the green card, send them a SOL and cease and desist letter.
Always send everything certified mail return receipt.
Use the statutes that are listed on that page in your SOL letter.
Go to the home page of that site and do some reading on the letter templates.
+++++edit
I don't know how the first poster came up with that answer, but it is wrong. And I would suggest to the first poster - get rid of that lawyer that you are using before he makes things worse for you and find yourself a lawyer that knows statutes and the FDCPA.
2006-09-13 10:09:45 · answer #1 · answered by echo 7 · 0⤊ 0⤋
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2006-09-14 15:24:08 · answer #2 · answered by brendalutoo 2 · 0⤊ 0⤋
7 years unless it is a car debt then it is 10 years. been through it up there myself and consulted a lawyer to verify that info.
2006-09-13 10:05:24 · answer #3 · answered by horsewolflover2004 2 · 0⤊ 0⤋