Im 18 and have no credit history. I am about to apply for a student credit card, will it be mereley a formality meaning i will get the card easily or is there a big chance of me not getting the card?
2006-09-12 15:03:11 · 9 answers · asked by Arif R 1 in Business & Finance ➔ Credit
Hi Arif,
I really disagree with some of the other answerers. Many credit cards you will not be approved for. There are a wide range of credit cards with many differing terms and conditions. Your best bet is to get the card with the best terms that will approve you.
Myself, I was in a similar situation, wanting to find the best rebate or reward or cash back credit card. But after beginning to study the terms on a few cards, WHOA, it's overwhelming. But, I knew it's one of those things that the more time you spend researching, the better deal you'll get.
Fortunately I found a site that did the work for me at http://www.LendersRated.com/creditcards.htm
I think it's exactly what you're seeking. I hope this helps you.
Leafgreen
2006-09-12 18:37:58 · answer #1 · answered by PaymentKey.com 3 · 0⤊ 0⤋
Unfortunately it will be too easy. You are at a point in your life where your credit will be made or boken. Use credit only for short term loan. Trust me, you will have more money in the long run if you pay cash for all your goods. Don't live in the Now.
Anybody with a pulse can get a credit card, its what you do with it that matters
LOL Jinx at Tifferz, great minds...
2006-09-12 15:21:13 · answer #2 · answered by Anonymous · 0⤊ 1⤋
Anyone can get a credit card, just go to Walgreens
2006-09-12 17:49:50 · answer #3 · answered by Anonymous · 0⤊ 1⤋
you can always get a card, it's the price you are willing to pay that is negotiable. Capital One and First Premier Bank will give a card to anyone with a pulse if you have any troubles...
2006-09-12 15:06:17 · answer #4 · answered by Tifferz 3 · 0⤊ 1⤋
student cards or store cards will be your best bet.
2006-09-13 03:05:35 · answer #5 · answered by bella_4624_19 4 · 0⤊ 0⤋
Stay away from credit cards.. you don't need them ...
2006-09-12 15:09:08 · answer #6 · answered by CactusFlower 4 · 0⤊ 1⤋
If you haven't been declared deceased, you can get a card.
2006-09-12 15:07:51 · answer #7 · answered by Papa John 6 · 0⤊ 1⤋
Yes!
2006-09-12 15:06:19 · answer #8 · answered by Traveler 3 · 0⤊ 1⤋
You will get it
2006-09-13 01:30:34 · answer #9 · answered by Anonymous · 0⤊ 0⤋