I want to get a Kohl's charge card but I don't want to apply unless I am pretty sure I can get it. Has anyone else out there gotten a Kohl's card with a score like mine or lower? Thanks!
2006-09-12 13:22:10 · 8 answers · asked by justwondering 2 in Business & Finance ➔ Credit
From what I've read, Kohl's is one of the hardest store cards to get. They are "very" picky if you have negatives on your reports. They seem to pull Experian the most.
2006-09-12 13:51:43 · answer #1 · answered by echo 7 · 1⤊ 0⤋
I just recieved my Kohl s Credit Card, I was at Khol s checking out and the Cashier asked if I wanted to apply, my first response was no, because in the past I was always turned down. I have been building my credit for the last 4 years I would say, started off at a used lot and that did not do much to approve my credit payed on time for about 38 months then I got a firstpremier Credit Card and have been paying on that for about 2 years and it s helped a little bit then I was approved for a capitol one, and then lated approved for a khols but all of them with low credit limits which is fime, I was wondering how long would I have to go before I m approved for that large and lets say $2500 or more can anyone answer that question my scores are Trans-601 Experian-630 Equifax-622
2015-04-21 03:21:52 · answer #2 · answered by InkSpots 1 · 0⤊ 0⤋
They are actually Chase Bank so that should tell you something. They are jerks anyway when it comes to there credit card, I had one a few years ago got divorce and my ex filed chapter 7 they went after me even thought my name was not on the account. It took me a long time to fight to get it off my credit.
Go to J.C. Penneys they were my first card when I was 17 and I still shop there 21 years later.
:)
2006-09-12 14:06:29 · answer #3 · answered by jodi_lynn_124 2 · 0⤊ 0⤋
They will give you a card. Store cards are very easy to get. Just make sure you pay the bill in FULL each month.
2006-09-13 07:29:01 · answer #4 · answered by Steve R 6 · 0⤊ 0⤋
What the hell is up with "just yakin"? That's about all he's doing!
Another for the wise "Jodi Lynn"- you might want to consider another vendor than J.C. Penny's. They watched my daughter on video inside the women's dressing rooms in Seattle, WA!
2006-09-15 09:22:06 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Why would you want one? Just use a regular VISA & mastercard.. most of them have a far lower interest rate.
2006-09-12 15:09:59 · answer #6 · answered by CactusFlower 4 · 0⤊ 0⤋
Scores not matter much.CLEAN credit is where it's at...I'd rather have 575 credit Clean...than 720 screwed up
2006-09-12 14:08:23 · answer #7 · answered by Anonymous · 0⤊ 1⤋
Can you say no, why sure you can.
2006-09-12 13:27:24 · answer #8 · answered by rikv77 3 · 0⤊ 0⤋