They gave a link to a website and it's about a lady that shows you steps on how to repair your credit and your score .Please if any one remenbers the link please email me at vze4j6bp@verizon.net.thank you
2006-09-12 08:49:48 · 7 answers · asked by wrath1860 2 in Business & Finance ➔ Credit
Hello,
The site you might be referring to is http://clean-credit-secrets.com . The lady there offers a program that wipes out all of the negative items on your credit report in 1 to 3 months. As others have said, this is probably something we could do for ourselves IF we had the time and IF we knew exactly what to do. For $47 it might be worth checking out.
Amy
2006-09-14 08:53:55 · answer #1 · answered by Anonymous · 0⤊ 0⤋
There really is no instant fix to your credit report. The only way to actually repair your credit is to payoff any derogatory credit marks such as collections, judgments and liens.
If you have late payments on items that are currently reporting, it takes 24 months for them to cycle off.
If you have items on your report that are closed and still showing a delinquent record, you can dispute the item through the credit reporting agencies.
You can get a free credit report once a year at annualcreditreport.com. Your credit scores are not necessary for purposes of cleaning your credit so don't buy them unless you want them. ( about $8 each) These reports are very consumer friendly. They tell you what everything means and how to dispute items.
Remember that items can stay on your credit report for up to 10 years.
2006-09-12 16:27:09 · answer #2 · answered by Anonymous · 0⤊ 2⤋
Hi,
I really disagree with some of the previous answerers who say that you can do it all yourself and that credit repair agencies are scams.
Hello...I hired one because I didn't have the 200 hours to learn how to do it myself. Instead, I went searching for a good ratings site that vetted the agencies for me.
Fortunately I found a site that did the work for me at http://www.LendersRated.com/creditcards.htm
I think it's exactly what you're seeking. I hope this helps you.
Leafgreen
2006-09-13 01:49:45 · answer #3 · answered by PaymentKey.com 3 · 0⤊ 0⤋
There are some for sale on ebay, I don't remember who they were by. It's under informational items I think. Good Luck! There are several Government publications that tell you how to dispute credit items, and improving your all over credit that are free. Try this link for further information: http://www.consumer.gov/yourmoney.htm
2006-09-12 17:54:25 · answer #4 · answered by Anonymous · 0⤊ 1⤋
don't pay someone to repair you credit, it's a rip off. you can do it yourself and without giving out money.
2006-09-12 16:05:41 · answer #5 · answered by bella_4624_19 4 · 1⤊ 1⤋
if they charge you for it, back out.
2006-09-12 15:52:37 · answer #6 · answered by Morrie 2 · 1⤊ 1⤋
They can't do anything which you can't do yourself.
2006-09-12 15:55:10 · answer #7 · answered by sovereign_carrie 5 · 1⤊ 1⤋