my husband has been in the Air Force for 3 years and we are stationed at Charleston AFB SC, i'm still not clear how it works, but i think we pay under 10 dollars a month for my insurance
2006-09-12 04:24:45 · 0 answers · asked by AFwife 4 in Politics & Government ➔ Military
The real difference is if you get seen on post or off. If you dont live close to post and you have to go to a regular doctors office then you have to deal with referrals and deductions. TriCare Prime lets you see whoever you want without a referal but depening on your husband rank you will probably have a dectutable, TriCare standard doesnt give you the option to choose your own doctors. I dont know how it is there but here at Fort Drum you have to enroll in TriCare Prime. I like it but Then I have always been seen on at an army base. The only time I had to use it for an outside doctor was right before we moved here to Drum and that was just a one time visit but it was nice to know I didnt need to wait for a referral that could take up to 2 weeks.
2006-09-12 05:29:17 · answer #1 · answered by ArmyWife 2 · 1⤊ 3⤋
Tricare Prime Vs Tricare Standard
2016-12-18 11:06:41 · answer #2 · answered by florkowski 4 · 0⤊ 0⤋
Tricare Prime Vs Standard
2016-10-28 19:30:51 · answer #3 · answered by arshad 4 · 0⤊ 0⤋
that ten dollars you are paying is for DENTAL insurance. There is no monthly cost for either version of TRICARE.
PRIME: priority for appointments at military treatment facilities. zero out of pocket costs. Prescriptions filled free at the base pharmacy. co pay for Rxs filled off base.(usually $9). You have a Primary Care Manager, who you must go through for any and all issues. Better if you require regular care or have a lot of prescriptions.
STANDARD: much more flexible in who you can pick as your doctor. Co pay for every visit. Rx must be filled off base, so no freebies. No need to go through a PCM for every issue. easier to get and retain a civilian practitioner.
When making an appointment off base though.. you MUST be sure its with some who is a PARTICIPATING PROVIDER of TRICARE, not just someone who accepts it. A PP will not charge you anything over and above what TRICARE allows. somebody who accepts TRICARE can legally charge you anything over what TRICARE pays for.
If you never enrolled with PRIME, you automatically were given Standard
2006-09-12 06:51:21 · answer #4 · answered by Mrsjvb 7 · 3⤊ 0⤋
I really don't want to misinform you. Go to the on post medical center and talk to the personnel in the Tricare office. Your best answer will come from them.
Good Luck
2006-09-12 04:30:32 · answer #5 · answered by Q-burt 5 · 1⤊ 0⤋
tricare prime afford you to choose the doctor less hassles on medication co pay ARMY WIFE IS 100% RIGHT
2006-09-12 05:55:31 · answer #6 · answered by aldo 6 · 0⤊ 0⤋
http://www.dewitt.wramc.amedd.army.mil/Tricare/Priorities.htm this might help you. I have Champ V.A. but that's for families of deceased or disabled vets. I think prime is the cheaper one for out of pocket. Since I don't know your situation it's hard to say. Good Luck.
2006-09-12 04:52:05 · answer #7 · answered by Stand 4 somthing Please! 6 · 0⤊ 0⤋
Tricare Standard is less expensive, but your choice of physicians is severely limited. Tricare Prime is more expensive, but you have a lot of freedom to choose your physician(s), I believe you also have more benefits, such as chiropractic and acupuncture.
2006-09-12 04:34:55 · answer #8 · answered by Deb 2 · 0⤊ 2⤋
Just get prime, there is never a hassle with standard there is always hassles with everything, and it is only like 20 buck more.
2006-09-12 05:21:42 · answer #9 · answered by Anonymous · 0⤊ 0⤋
One is for doctors and places on base, the other is off base
2006-09-12 04:31:06 · answer #10 · answered by army_guy_ky_85 1 · 0⤊ 1⤋