2006-09-11 14:20:45 · 5 answers · asked by david m 1 in Family & Relationships ➔ Marriage & Divorce
Sure will. Once your married they will consider her income as well to repay the debt that you can not pay or have not paid. Make sure to always put a "homestead" if you are a property owner so that they can not do that to your home (if they have not done so already) You can file bankruptcy and include all those things and start with a clean slate but your credit will not be any greater than where you are at now you just will not be owing anything (7 to 10 yrs on credit history depending on what chapter you file)
2006-09-11 14:38:41 · answer #1 · answered by Nikie 3 · 0⤊ 0⤋
If you get married your bad credit will not affect you spouse as long us you don't apply jointly for any account that a lien might be forced. Until this is taken care by you need not to apply for joint account, also have you spouse work on getting the lien taken care
You will need to help your spouse get out of bad credit as both of you will enjoy cream of borrowing more and paying less if both have good credit
2006-09-12 22:19:58 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Afraid so. When you go to apply for a loan or anything like that unless she can get it strictly in her name. If you keep the majority of stuff separated her accounts and your accounts it probably would not be as bad. i had credit card debt when I got married it was slow for awhile but we kept most stuff separate, now things are much better after 3 years.
2006-09-11 21:26:21 · answer #3 · answered by smiliegalccd 1 · 0⤊ 0⤋
Yep. Your credit will be pulled as a couple.
2006-09-11 22:16:35 · answer #4 · answered by LifesAMystery 3 · 0⤊ 0⤋
I think once you are married, then yes..............Maybe clear things up first........Most states see things as 50-50
2006-09-11 21:27:49 · answer #5 · answered by mom of a boy and girl 5 · 0⤊ 0⤋