When ever I get ahead or just where I need to be with my bills something wrong always happens and then I get put back right were I started behind again. I have a financial plan all set out and I have been doing it to the T but when I get around to have extra money then something else goes wrong and then I am broke again. And these are just random things, it's like my family is cursed to awlays have finacial problems.
2006-09-11 10:47:40 · 9 answers · asked by medevilqueen 4 in Business & Finance ➔ Personal Finance
My husband brings home 3500$ a month and I bring home 1000$. There should be no reason to go through this but we do.
2006-09-11 10:53:52 · update #1
I saw this same problem with a client I was tutoring financially... She saw no end to a credit card bill but after talking with her, doing homework, in 3 months she had it paid off. Well that didnt last long... she was so proud of paying it off she went out and treated herself to a new car! BIG NO NO when you want to get ahead! Some people I can not help... some people claim to want help but will not make the changes you set in front of them.
You need to make an itemized list of your spending and be honest about it. ONLY then will you see the waste you doing. Money grows all by itself if you feed it. Far to many people think making more money will solve everything when really more money will just prolong the inevitable if not educated on how to handle the money ! You need to make changes... Start paying yourself first, meaning each month put away a certain agreed upon amount into an investment and DO NOT TOUCH IT. Then at the end of the month when money is short you will have to get off the couch and work harder to get food and pay the bills. Paying yourself first will lead you to one heck of a nice retirement. Best wishes on making some changes : )
2006-09-11 11:49:39 · answer #1 · answered by Kitty 6 · 1⤊ 0⤋
Your not cursed! Look around who was involved in all your financial problems? Who makes the decisions on where and what to spend your money? If it is not you then someone else will decide for you. Get control..find ways to create additional income.
2006-09-11 13:00:18 · answer #2 · answered by Paul s 1 · 0⤊ 0⤋
this may be a splash problematic question! It relies upon the place you reside, the quantity of adventure your mom has + the corporate she'd paintings for with regard to the pay.. yet while she has an entire time job, than the different place of work job like admin won't be in a position to be performed.. that is out of hours stuff, like evenings/weekends i'm guessing? if so, it quite is going to be stuff like waitressing, bar paintings, cleansing, elderly/disabeled properties, animal shelters, infant minding.. There are some place of work jobs for weekends.. I presently paintings an Admin job for an Engineering company on Saturdays around working an entire week training to be an Accountant.. might paintings Sundays yet have a canines i ought to be homestead for. circulate on the cyber web + notice job companies.. in keeping with risk your Mum ought to circulate to a job centre in case you have those in united statesa.? Get the papers out, get internet surfing.. Tonnes of stuff comes up!! merely get looking x
2016-10-14 21:38:51 · answer #3 · answered by ? 4 · 0⤊ 0⤋
It's not that you are cursed, it's that you BELIEVE you are !!
Everything that happens in our life is because we think it.
Think good things and good will happen , think bad and there you have it. See yourself out of debt and think yourself wealthy. Imagine yourself the way you want to be. If you ever have a negative or bad thought, correct yourself and tell yourself to think only positive thoughts.
I hope this helps. Peace and Love to you.
2006-09-11 10:57:18 · answer #4 · answered by wonderwoman 4 · 0⤊ 0⤋
Pay yourself first. Squirrel away 10% of your gross income and your husbands and learn to live on the balance. Yes, of course, it hurts at first, but after a year you'll have $5400.
2006-09-11 12:03:47 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Don't feel bad...
The 1st time a ever saved up 1k ... then tax time came and low and behold I owed them 1k... How's that for ca.ca ..
You just keep trying and don't give up. My wife and I have used this site mycreditadvise.com to help us learn what not to do!
2006-09-11 10:56:24 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Take an honest self-inventory of your spending habits and what money symbolizes to you.
2006-09-11 10:51:04 · answer #7 · answered by beez 7 · 0⤊ 0⤋
THIS IS CALLED LIFE. HAPPENS TO ALL OF US. JUST KEEP TRYING, I DID AND MANAGED.
2006-09-11 10:50:31 · answer #8 · answered by Anonymous · 0⤊ 0⤋
you need a bigger paycheck
2006-09-11 10:52:04 · answer #9 · answered by acid tongue 7 · 0⤊ 0⤋