Anybody have any household money saving tips?

Answer 1

Conduct annual review of insurance, phone, cable, internet and other services. I do this every year, checking out other company's plans to determine if I am receiving the best rate. I also actually save the money in a savings account that I save with cupons. I run my dishwasher in the middle of the night because it is cheaper. I rarely use my AC or heater as I maintain the temperature with fans, closing blinds, ceiling fans and space heaters. I never pay retail, research every purchase and don't buy it if I don't have the cash. That isn't to say that I won't use OPM (other people's money) if they are offering no interest, no payment, I just make sure I have the cash in the savings and pay it off before the offer ends so that I earn interest on their money. I reuse and recycle as much as I can. If a product comes in an interesting container or jar, I keep it to make gifts or donations with it. I grow my own veggies, like tomatos, peppers and herbs, grow citrus and avacado and trade with my neighbors for things I don't have. I have my hubby dye my hair (he does a great job) to save myself the $150 weave at the salon. I try to use baking soda and vinegar to do household cleaning rather than buying a whole lot of prepared solutions.

Answer 2

For savings on groceries, select your shopping day, and browse the grocery ads. Make a separate list for each store, or simply shop the store that has the most of your needs on sale. You should watch this, though--many stores have price matching policies. It is sometimes best to shop the store with the lowest average prices. Create a menu for each meal of the week, and keep your purchases to the list. When possible, buy items on sale and store them, or freeze them.

Make your home more energy efficient. Consider adding attic insulation, possibly even the walls. Some cities and utilities offer homeowner grants for these improvements. While they shell out cash up front, they will pay for themselves within a year or two in lower heating/cooling costs. If your windows and doors are old, consider putting plastic sheeting over them to reduce drafts. Use a throw in the evenings while you watch TV or read, and turn your thermostat down a notch or two. Consider updating appliances--they say that a refrigerator even 10 years old costs enough in electricity that you should replace it with a new one. Fix leaky faucets and running toilets. Replace light bulbs with the new high-efficiency bulbs.

Become a bargain hunter. Clothing, household items--almost anything can be bought at clearance prices if you shop smart and often. This means you need to be watching clearance racks and bins at almost all stores and at all times.

Learn how to pay bills online. Some companies offer a monetary incentive the first time you pay online. But in the long run, it will save you checks and stamps. Your bank may offer a free bill paying service, where they will write and mail the checks for free.

Annually evaluate all of your utilities, insurance and other bills. Check competitors' rates. Check your current service package and see if you are using it to its potential.

Learn a new skill or two, like changing the oil on your car, sewing, canning vegetables. Anything you can do for yourself will save you money.

Answer 3

The human race is a good sized difficulty to the planet and different creatures that roam it. we predict of that we've the astonishing to wipe an entire species of off the planet and use it as our very own very own rest room - yet think of that we've the capacity to maintain the international on an identical time. no longer something great will ever be performed with the help of this a million/2-heartedness that all of us portray. no remember the style you dish it out, no person is suited. rather everyone seems to be somewhat rude, somewhat raciest, somewhat grasping, somewhat self primary, somewhat poisonous to the earth that cradles them. some people extra desirable than others. i could propose you to no longer take a seat on the black void - AKA the internet - and whinge approximately it. it won't accomplish something. the internet is boiling over with rude, raciest, grasping, self primary and poisonous.