Who here has no health insurance? If so, are you concerned?

Question

I really don't think it necessary, unless you have pre-existing conditions, like a missing kidney or lung or somthing! At worst,
if something bad happens, you can go to your local county hospital
and wait in line with the illegal aliens in the ER. Hey, look on the bright side, and look at it as a great opportunity to brush up on your spanish!

Answer 1

Me and my family. Here in the UK we don't need it. Our doctors office consultations are free, so are our hospital consultations. We don't pay for blood work or exploratory tests i.e. MRI or CAT scans, we only have to pay for prescription charges.

But.............we do have to wait in some cases a very long time for appointments and surgery... so it is swings and roundabouts.

Answer 2

NO! u r wrong!! health insurance is very important. u never know when something might happen like an accident or cancer. then ur screwed. and guess what? if u get health insurance AFTER ur diagnosed or hurt, the insurance wont cover pre-existing alliments.
i waited 2 weeks to go to the doctors when i was sick. my dad had switched jobs so we were not covered yet my insurance. i felt icky and it was hard, but im glad i did. turned out the pnemonia i thought i had was LEUKEMIA! i couldnt even imagine having to pay for that... it wouldve costs1,000's. THEN my hip and knee on the left side started to break down. im not even done with everything yet and its costed 50,000 $$. good thing i have insurance huh?

so the lesson here is always opt for the insurance when getting a job,. it might be annoying at first, but it will be worth it. cuz u dont know what will happen to u. and god forbid u have a family. y would u do that to them?? always be prepared

Answer 3

I know a lot of people without it. How many millions don't have it in America? I just left a job where I had great health benefits, and I have the chance to continue them for $300 a month. I can't afford that with my situation right now, but everyone is scaring me in to keeping it "what if this what if that?" Well I tried to get a cheaper individual policy, and they won't insure me because I have depression. That is wrong and discriminatory. I have been very angry about the system lately.
Anyway, then on my last day of my insurance, I tore some ligaments in my hand and had to go to the emergency room. I thought that might be an omen. But honestly, I went without insurance for a good part of my life and it was fine. I am tired of being scared of everything that "might" happen and basing my decision on that. I simply can't afford it, and I have been declined for other coverage, so what choice do I have?
I had an argument with my doctor over it, and after she had nothing left to say to my rebuttals, she finally said "yes, the system needs to be changed". That's about the size of it. Life is life, you take it as it comes. You plan for what you can, but this health care thing is a mess, and if you can't afford it without not having food on your table, then you have to take your chances. It sucks but that's how it is. I feel for you, being in the same boat. Here's wishes for good health for you :)

Answer 4

I don't have health insurance (6 month waiting period at my new job).
It does concern me, because medical care is so expensive. Things like gynecological exams and birth control pills become very expensive if you don't have health care. I have to pay for my prescription out of pocket, and it does get expensive.
Sure, you can go to your ER for care, but you will still get a very large bill that you have to pay (ER's aren't free!). You will also have to pay for followup care yourself, and if you have a serious injury, that can get expensive. You also can't get surgery done without insurance unless it is a life or death situation, so if you break your leg, you might not be able to get the bone reset, and might have to live with a nasty limp.
All you have to do is get one serious illness (diabetes, asthma, etc) and without health insurance, you are looking at expenses of at least $100-200 a month, not counting doctor's bills.
If you have the opportunity, it's always a good idea to get health insurance.

Answer 5

I didn't for awhile, and it sucked. I was always scared that something would go wrong and I wouldn't be able to afford it. And what was worse was that my daughter was also uninsured during that time. I had insurance from my work, but I left my job after my daughter was born. I wasn't under my husband's insurance plan, and they wouldn't enroll us until the next enrollment period. You might think it's okay to not be covered, but if you get really sick you would probably want the best care possible, and the best way to ensure that is to have a good medical plan.

Answer 6

You need to be very concerned. I recently underwent surgery and just got the breakdown of my hospital bill yesterday. It was over $11,000 just for the hospital (I was in for 4 days), and over $4500 for the surgeon. If you would have an accident or even just have to have an emergency appendectomy, how could anybody afford this? My hospital stay was more than $2,000 a DAY! Unbelieveable...

Answer 7

I used to have health insurance when I was working and I don't think I ever went to the doctor one time! Right now I only have it for my kids (through my ex's insurance) It's all I need for now, till I go back to work. If I get sick, then I'll just die I guess. lol

Answer 8

Yeah until you have to have a pancreas attack yeah brush up on your spanish cuz then you'll get paid more if your biligual and that'll help you pay the bill.

Answer 9

I have insurance, but my sister does not. That concerns me since she has a young child. Doctor office visits don't concern me as much as hospital visits; those are quite costly.

Answer 10

absolutely