My mom's been disabled for a long time. she was awarded ssi 9-1-06 she has 7,153.00 back pay she can't get it

Question

but divided up six months apart. she's been on section 8 for years. What will section 8 do about her back pay? Its not like she's going to get it all at once. SSI already paid her 1,809.00 and her first check came in on the 9-1-2006. She does not want section 8 to take her back pay but what kind of home could she buy with 7,000.00? I'm just making it myself. She won't live with her kid's.. She's 59 and she is a loner. Serious answers please. I think she was better off with no income than this 603.00 a month.

Answer 1

I may not be someone who should attempt to answer this, but I'll give it a shot:

First, she can't buy a house if all she has is 7,000 because even with that (and even if there are at times condos that someone can buy for no money down) an SSI income is far too low for anyone to ever approve a mortgage of the size if would have to be.

Next, I think she should try just contacting the Section 8 people (or her landlord or property management firm) and ask if she can pay whatever old stuff she owes so that its divided over time. For example, if she owes $3000 in back rent; ask if that can be divided over the next, say, ten months (just an example, I'm not saying she can do these terms) at $300 over her existing rent payment. (Doesn't Section 8 mean that people pay a really low amount with the government subsidizing the est?)

Besides finding out if this is even an option, she should ask the SSI people how she can handle the situation. From what I've heard of them, though, they're not real worried about who keeps what money. As far as I've heard, they may actually expect her to pay that back rent because they would have approved her amount based on that she had to pay x amount in rent. She should ask them, though, because they may be able to give her some advice that I don't know about.

If you think about it, she hasn't been able to pay whatever (apparently) since she first applied for the SSI and had no income. So now, the 7,000 is supposed to be to make up for that. In other words, SSI may not think she should keep it. They may think that what it was intended for was the months in the past, and now she can get caught up.

If what she owed over the months she was waiting to get the SSI money was only the 1809 then I believe she wouldn't owe people any more than that. The SSI application was processed on what she has and what she has to pay. If they factored in whatever she's supposed to pay toward her rent, and if she has kept that up-to-date (or if the 1809 you mentioned brought it up to date) I wouldn't think Section 8 will be coming after her for more.

To the best of my knowledge, if she has lived on Section 8 for that long and without an income, there might be the chance they'll re-figure her rent now, based on her new income; but if that were the case they probably wouldn't go after her for anything (if the old stuff is up-to-date but just based on the old income fact) from the past. She had no income. Now she has an income. I don't think (although I could be wrong) they'll do more than adjust the new rent, based on her new income and the date it started.

From what I've seen, the SSI program is a terrible program that may have its use for someone, for example, who may have severe handicaps of one form or another and who must be cared for by someone else; but for people who live on their own, its about as destructive and non-helpful as it gets. Still, if she had no income and now has one, I suppose it may be better than nothing.

The only way to get out of poverty and a horrible situation is to have an income that doesn't come from the SSI program, because as long as she's on it she'll be penalized for every extra cent she ever gets. They'll make sure she never gets ahead.

SSI is governed by Federal laws, so they don't have a lot of flexibility when it comes to trying to do things that aren't the way they're required to do them. Section 8 may, possibly, have slightly more flexibility.

She needs to first talk with SSI to get a good understanding of what her options are if she has any. She needs to then talk to Section 8 to see how flexible they will be and whether, in fact, they'll require her to pay any old stuff up front.

From what I can see about any SSI program, they aren't interested in making sure someone lives well. They just give people a far-less-than-poverty-level income to maybe keep them from starving to death (and, I guess, health insurance).

If, by any chance, you meant that your mother was thinking she would get 7,000, but instead only got 1809 from SSI it would seem that they may have already paid back Section 8 rent and left your mother with only the 1809. If that's the case, its how it works and what the law requires them to do. In that case, it would seem your mother will be getting about $300 a month for herself (although in the future SSI may leave it up to her to pay whatever she pays toward the Section 8, which would mean that she'll get an SSI benefit with about $300 plus whatever she has to pay toward rent.

It may be that the only thing she can do is get food stamps, sign up for any heating subsidies that are available for low-income people (if it isn't included in her rental), have the SSI medical insurance, and find the cheapest phone service she can, and see if there are any breaks on electricity bills for low-income people.

People are better off if they work a low-wage job, get benefits, and see if they're eligible for any Section 8 assistance; than anyone on SSI is. If your mother is disabled and really cannot ever work and if she were to move in with someone they'll penalize her (money-wise) for that as well, and she would still be likely to only have two hundred or so dollars each month.

If she's disabled for some reason (such as stress that someone else as brought on her, or as a result of some failure in "The System" to make sure she could work, or for any other reason that she could possibly sue anyone over) that is someone else's fault the only thing she may be able to do is sue someone over being made disabled - and then she could keep whatever money she'd get.

Other than that, SSI will guarantee she lives in worse than poverty (although she'll have a roof over her head and food).

Answer 2

Well perhaps as they have abolished parking fees outside hospitals and provided free prescriptions for all they they think they have earned a performance bonus?! (lol) I consider the Welsh assembly a simple waste of tax payers money for an additional tier of politicians costing the country money that could be better spent elsewhere. In the end it will be the 'English' (people like me ) who will bring it all crashing down by insisting that the only way we can be heard is to break up the UK. When there is a proper funding shake down people living in Wales and Scotland will find out what it really costs. I am quite sure many would celebrate genuine independence, but it would soon turn sour when they found out just how much they would have to pay to fund their 'own' politicians. I really used to believe in the UK but have come to realise that the hatred of the English is on the increase, we are not welcome in Wales and Scotland anymore (except as tourists) the English haters have got the power now. It is time to leave with as much dignity as we can muster and build a better England. One that can stand up for its people (of all colours and backgrounds. Large raspberries to the BNP)

Answer 3

I live in an apartment complex where your rent is based on income and any medical expenses are deducted from your rent each year when you renew your lease. I have a one bedroom apartment, quite nice and equipped w/grab bars and call buttons for emergencies. We have church services twice a week in the multipurpose room, there's a huge lawn w/benches, chairs, etc. A laundry room that costs 50 cents a load and 50 cents to dry. Each floor has a trash room and staff takes the trash out from there. You might look into something like that. People who have no income pay no rent. It's for 50 and older or disabled. I have my pets and it's great for me.

Answer 4

i dont understand why she hasnt gotten back pay? i had a back pay of 22,000 and got it all at once.