2006-09-08 07:19:58 · 7 answers · asked by damselndstress2003 1 in Cars & Transportation ➔ Buying & Selling
Yes maybe but they would require a large down payment
anywhere from 30--50%
2006-09-08 07:32:38 · answer #1 · answered by Vulcan 1 5 · 0⤊ 0⤋
Really will depend on a lot of other information.....the score alone is not the determining factor....although it will in fact cause the rate to be higher.....your approval will be dependent on what credit history you really have.......I had a 712 the other day with only 2 credit cards on her file....no was able to do..... that will help you in getting approved.....how large of loans you have had.....car credit history helps as well......and then of course your job and stability is also factored......some major lenders like Ford will still give you their tier 2 rate in you have paid them perfect regardless of your score/tier...not sure about the others....either way hope this helps....buying a new/used vehicles is like going to the dentist.....hopefully there will be no tooth pulling!!
2006-09-08 09:11:44 · answer #2 · answered by Mickey Mantle 5 · 0⤊ 0⤋
I'm not a banker, but, depends on alot of things... what you have out there in available credit might affect it.. the truck would be collateral, so, that would help. Doesn't hurt to talk to the bank. Call them and ask the question... They should be able to give you a tentative answer w/out pulling your credit since you know your score. (hopefully you and the bank are pulling from the same credit bureau..)
2006-09-08 07:27:55 · answer #3 · answered by colleend01 3 · 0⤊ 0⤋
Depends on a lot more than credit score. How much to you make? how much do you owe on other debt? Do you own a home? We need much more information. Why not just call a dealer and ask if they will finance you?
2006-09-08 07:38:13 · answer #4 · answered by JetboyToy 3 · 1⤊ 0⤋
It would depend on how much money you will be putting down. And what other loans you currently have, as well as income.
2006-09-08 13:10:42 · answer #5 · answered by Papa John 6 · 0⤊ 0⤋
Yes. If you have a job you can get financed.
But most likely at these terms:
50% downpayment
25.99% APR
2006-09-08 08:32:04 · answer #6 · answered by Anonymous · 0⤊ 0⤋
If you have collateral, you might get a low interest rate. Otherwise, you're stuck with high rates.
2006-09-08 07:22:41 · answer #7 · answered by Anonymous · 0⤊ 0⤋