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cheap but reliable. 1st car low insurance needed

2006-09-07 08:33:32 · 20 answers · asked by emandmike1 1 in Cars & Transportation Buying & Selling

20 answers

Nissan Micra - very reliable

2006-09-07 08:36:04 · answer #1 · answered by spiegy2000 6 · 0 1

Depends upon things like budget and your age! Hopwever, whatever you chose, insurance will cost you if you are a new driver!

What I suggested to someone in your position was to go along to an insurance broker on the high street and ask them what sort of car has the cheapest insurance rates! We tried doing it over the phone but they would not help without already having a car - not exactly the point of the exercise! Then you can also discuss things like how much your excess should be.

You need to take into account what you can afford to buy the car. However, please remember with old cars that repair bills will be high! Also remember petrol, tax, mot and insurance! Why do we have cars - all they do is eat money!

My first car was a mini - I had it for about 15 years! She was perfect. Low insurance, low cost and nothing went wrong with her! I had to sell her when I became pregnant and could not get a baby seat in the back. She was a 1967 car and I managed to insure her on a classic car policy (I was over 21 and had been driving for 3 years before I bought her - but the insurance was only £45 pa, fully comp! I just had to make sure I kept my mileage right down.)

I believe some insurance companies can give you a discount if you agree not to drive between certain hours - although please do not quote me on that!!!

Happy driving!

2006-09-07 09:06:12 · answer #2 · answered by Anonymous · 0 0

just an idea but have heard of pass plus for new divers it help bring your insurance down. the sign of the engine will affect your insurance, so suggest i nothing large than a 1.3l engine.
also get the car checked by rac or aa to make sure it is a good buy, as to finding out the insurance groups by a book that gives you second hand car prices.
i suggest you think about a skoda

2006-09-07 09:54:58 · answer #3 · answered by DARLENE C 3 · 0 0

For reliability, Value for money, good economy and good resale value, buy a VW Polo Tdi or a Skoda Fabia Vrs. Both excellent nippy, sporty looking cars that will do around 40 mpg if you thrap it around and 65 if you drive it like your mum. You can get a nearly new one for £6000 or if you would be happy driving a left hand drive, go to Germany and but a second hand model, as they sell for aroung £4500 there, saving enough to pay for your insurance.

2006-09-07 11:57:51 · answer #4 · answered by Thomas L 1 · 0 0

1. Reviews :
www.whatcar.com
- news -
- latest news reports
- "used cars : small cars, big reliability"
either :
1st Nissan Micra 1998 - 2002 (from IG3)
or
2nd Micra 1993 - 1998 (from IG3)
or
3rd Vauxhall Corsa 2000 - (from IG1)

2. Deals :
www.autotrader.co.uk
www.exchangeandmart.co.uk
www.desperateseller.co.uk

Avoid ex driving school cars.

I hope this helps.

2006-09-07 08:58:34 · answer #5 · answered by David C 4 · 0 0

A VW golf 1.4 petrol, nice to drive, cheap enough insurance, doesn't fold like an umbrella if anyone crashes into you, easy to get parts for, get fixed, retains value on the second hand market.

2006-09-07 09:56:38 · answer #6 · answered by strawman 4 · 0 0

Try an older Toyota. They are my favorite car because they are the most reliable on the market. Find an old one that runs well and change the oil every 3000 miles an it will last forever. Dont worry if it has 150,000 miles on it either because I have seen them run past 300,000 miles

2006-09-07 08:40:30 · answer #7 · answered by PHILLYGUY 3 · 0 0

Peugeot 206. Reliable, easy to drive and quite an attractive little car as well!

2006-09-07 08:43:36 · answer #8 · answered by Lunar_Chick 4 · 0 0

try going for a classic car perhaps morris minor or mk1 escort etc there all cheap tax and cheap insurance and usually reliable thats why there still around cheers

2006-09-11 07:33:13 · answer #9 · answered by Anonymous · 0 0

The more Reliable the more they cost if you go Japanese- best bet for American and cheaper to keep running - a Chev Lumina, its also cheap to insure- they run and run.

2006-09-07 08:41:26 · answer #10 · answered by Anonymous · 0 0

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