im 13, and i want to start using ebay, but i need a credit card. do i need like my moms or dads credit card or can i get my own connected to there bank or something.
2006-09-06 03:54:24 · 19 answers · asked by Anonymous in Business & Finance ➔ Credit
Easy !
Get a prepaid visa or MasterCard.
They can't refuse you !
2006-09-06 07:51:15 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You need to be 18 to get your own credit card. At 13, you could potentially open a bank account and get a debit card that links to that account, which functions a lot like a credit card.
2006-09-06 10:56:55 · answer #2 · answered by Robin A. 3 · 1⤊ 0⤋
Since you are not of legal age, you can not sign a contract, which is what a credit card is. You contract, or promise, to repay the debt incurred. Since any contract signed by a minor is unenforceable, you can not get a credit card.
You can however get a debit card. If you open a bank account, you will need it to be a joint account with your parents, the account can give you an ATM card that is linked to Visa or Mastercard. You will be able to "charge" up to the funds available in the account.
2006-09-06 10:58:41 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I know for a fact they will give them to you, but it would be a really DUMB idea to get one. Getting a credit card at any age is really dumb, but as a young teen is just idiotic.
If you need a credit card for ebay, ask your parents to open you up a checking account, where you have a debit card. That way what you are spending is real money, not borrowed money, and you won't have to deal with the consequenses of having debt at such a young age.
2006-09-06 10:58:23 · answer #4 · answered by HoosierMommy06 3 · 0⤊ 0⤋
Not sure about 13, but I sent application I received addressed to my dog back and received a card in his name three weeks later. Never had the guts to activate it and never used it (this was about 8 years ago). His name was Bong!
2006-09-06 15:33:10 · answer #5 · answered by G 1 · 0⤊ 0⤋
u can get a debit card. i got a debit card when i was 13. so u can get a debit card. my sis got one when she was 10. credit cards are a totally different story. because with debit cards the money is already added on there and its likes a gift card.
2006-09-06 11:01:25 · answer #6 · answered by lovely 4 · 0⤊ 1⤋
No, too young to earn a living too young to have a credit card. What would you secure payments against?
2006-09-06 10:57:14 · answer #7 · answered by Kayteeee 2 · 0⤊ 0⤋
no...but your parents can get you a checking account and get a credit debit card.....dont spend money you dont have...your not even old enough to get a job...which is one requirement for a credit card...and i doubt that your parents are stupid enough to get you a real credit card.....cause if they were you wouild be asking them and not us
2006-09-06 11:00:36 · answer #8 · answered by nicole 6 · 0⤊ 0⤋
u would have to use your mum and dads credit card because you are under age
2006-09-06 10:57:12 · answer #9 · answered by Snow 3 · 0⤊ 0⤋
by the law 18 to get CC. maybe u can used ur parents card
2006-09-06 10:57:07 · answer #10 · answered by tony887812 2 · 0⤊ 0⤋
No you can not get your own until you turn 18 but you can get your parents and use it with there permission of course
2006-09-06 10:57:26 · answer #11 · answered by Waynes Angel 3 · 0⤊ 0⤋