I went through Experian and reported an error on my credit report. If said there was a "charge off" on a credit card I don’t ever remember owning. I received an email from Experian today and they said this will be deleted from my credit report and it was. Does this automatically come off my Trans Union and Equifax?? Or is this something I have to report with them as well and have each one look into it?
2006-09-05 05:34:06 · 5 answers · asked by myproblem 1 in Business & Finance ➔ Credit
They have thirty (30) days to remove that from your credit report file. and that is from the day you initiated the review.
As for the others, you may have to contact individually, I would double check the reports at www.annualcreditreport.com
That is great you are reviewing your credit report keep it up. You can always review free annually a tri report or individually every 4 months so that you always have a review.
2006-09-05 06:39:02 · answer #1 · answered by Anonymous · 0⤊ 0⤋
All 3 usually have the same information......however, if I were you, I would contact the other 2 and make sure they show the same as Experian.
2006-09-05 05:41:41 · answer #2 · answered by Anonymous · 0⤊ 0⤋
No...you have to check and correct each one individually. However, knowing there was an error on one, the other two are obliged to provided a report for free.
2006-09-05 05:40:13 · answer #3 · answered by mzJakes 7 · 0⤊ 0⤋
You need to check with the US Credit Bureau. If they are legit it will come off your credit report and that credit report should be the same one used by all companies. You do not need to look into this through each company.
2006-09-05 05:41:03 · answer #4 · answered by Anonymous · 0⤊ 1⤋
You have to let all of them know, they don't work together.
2006-09-05 05:39:55 · answer #5 · answered by Sky 5 · 0⤊ 0⤋