Does your insurance policy have an Act Of God get-out-clause?

Question

If your house got levelled in a flood, it is God's fault is what the insurance people say; you would be homesless, penniless, and the insurance lot are legally allowed to blame God...

How does this fit into your Religious Beliefs?
Do Christians not bother with Insurance?
Can you get insurance companies to rewrite them if you are atheistic?

I think we have the right to know

Answer 1

my religious belief is to not pay unecessarily on insurance i know i wont be able to claim. my car is old and i drink and drive, my leettlleee mind tells me not to waste the little bit of money i have left every month to enjoy myself on insurance people who wont understand the fact that im intoxicated after smashing my car is in actual fact because of the cronic medication i have to be on. then i ask you why is it that my medical aid will pay for my hospital bills? even though my medication was obtained by Dr Daniels and sometimes Dr Richie. atheistic people dont have insurance at all so why bother with changing the insurance policies?

Answer 2

That's because, as every educated Bible student knows, the "god" of this world is Satan. So if we suffer as you describe, it's Satan trying to persuade us that God isn't good. Obviously you don't know very much as you wouldn't be asking such questions - I doubt if you've ever bothered to open a Bible let alone read it. If indeed you can read, try the book of Job, it'll be quite informing.
As you don't believe in God, what do YOU believe in? I think we have a right to know!

Answer 3

It would be fun to challenge an insurance company in court to prove that a disaster was caused by god. I would think they are liable unless they could prove the exclusion applied.

Answer 4

Most do. But I have a plan. If my car gets crushed by a tree, I will ask the court to rule once and for all if god exists. If not, they will have to pay.

Not bad for an atheist.

Answer 5

frequently the blame for an twist of destiny should be attributed to at least one or more effective of the activities in touch in the twist of destiny,for instance if a motive force ran a pink mild and crashed into yet another crossing on eco-friendly.some situations are not any human being's fault notwithstanding-for instance a tree falls on your motor vehicle as you're taking position to be driving previous,or the motor vehicle is struck via lightning.those activities are referred to as "Acts of God" in coverage guidelines as they don't seem the outcome of peoples'moves and there is not any blame.

Answer 6

Most do. It's usually in a section called Force Majeur (sp?). Means that they have a get out clause in a lot of circumstances.

By the way, I can tell you're trying to be funny.....you're failing

Answer 7

I don't get what you are trying to say. No, my insurance policy doesn't have an Act of God clause and if there was a flood they wouldn't call it an act of God.

Answer 8

Most do unless you cough up large.

It's legal terminology (Rather than religious) which indicates a something out of the control of normal life, hence uninsurable.

See the link below for the very detailed response

Answer 9

You're a bit behind the times, old boy. The phrase used in policies nowadays is "natural events."

Answer 10

"Can you get insurance companies to rewrite them if you are atheistic?"

Oh man. I am sooo going to have mine changed. Or maybe change it often. "This month, I want an act-of-Isis clause, then next month act-of-Thor, and then act-of-Kali for a good while--I haven't pissed her off lately."