2006-09-04 22:14:25 · 10 answers · asked by Anonymous in Business & Finance ➔ Insurance
Here's a complete overview on tips to save on insurance:
Compare quotes online from several quality quote providers (you already know this one).
Choose a higher deductible that you can afford.
Combine your auto and home or renters insurance with the same company (usually a discount of up to 15%).
Ask about any discounts available for good drivers, good student, no claims in 5 years, anti-theft devices on your vehicle or in your home (anti-burglary devices for the home).
For auto insurance - if your vehicle is older and not much value, try going without physical damage coverage.
Get a different car. Some automobiles are much less expensive to insure because they are not stolen very often.
Choose to pay your premium on an annual basis if you can afford it. This will usually get you a lower premium.
P.S. - If you want to check on the lowest rates I recommend InsureMe - they give you the five best quotes from top-rated insurers nationwide. To request free, no obligation quotes Go to - http://www.insureme.com/?Refby=613600
2006-09-05 03:19:55 · answer #1 · answered by Anonymous · 0⤊ 0⤋
It would really depend on what kind of insurance you are looking for. Each company is going to have certain criteria that are used to determine your rate for whatever you are purchasing, for instance, if you are looking for auto insurance but do not already have insurance through another carrier, that alone can increase the rates you are offered by 20% or more.
2006-09-04 22:22:28 · answer #2 · answered by purplepinkanddots 3 · 0⤊ 0⤋
Depends on what you're looking for; life? Health? Auto or home?
Life insurance depends on ur age, gender, health and medical history, as well as how much your trying to buy and what type.
Health also takes all of those things into account, then its a matter of deductiables and benefits.
Auto or home? Driving record, age, gender.
You will only be able to buy from an insurer licensed to do business in your state.
2006-09-05 12:53:58 · answer #3 · answered by Danny H 6 · 0⤊ 0⤋
Well, "cheap" and "fair" are two different things. If you have three independent quotes, and they're all in the same ball park, that's probably a "fair" price for your risk factors.
You could just get on the horn and get more quotes, though, if you like!
2006-09-05 05:23:47 · answer #4 · answered by Anonymous 7 · 1⤊ 0⤋
What type of insurance are you looking for? Cheap and fair do not necessarily go hand in hand when it comes to insurance rates.
2006-09-05 12:32:48 · answer #5 · answered by Leroy 5 · 0⤊ 0⤋
I suggest that you try this site where you can get rates from different companies: http://insurecheap.us/index.html?src=5YArwfkwWA451
RE :Who is a cheap & fair insurer in the US? The three quotes I have had are real high. Any gd insurance?
Follow 9 answers
2017-03-24 01:16:00 · answer #6 · answered by ? 6 · 0⤊ 0⤋
I would suggest looking into local insurers, they dont have to keep or maintain high overhead.
2006-09-04 22:17:47 · answer #7 · answered by arke31 1 · 0⤊ 0⤋
progressive.com seems reasonable
I have cheap full coverage car insurance with them
2006-09-05 03:18:16 · answer #8 · answered by sunflare63 7 · 0⤊ 0⤋
Look for any company rated A or better.
2006-09-05 01:23:57 · answer #9 · answered by Anonymous · 0⤊ 0⤋
In US I think they r the best, I always take their plans for life, auto, health etc,
"http://www.dpbolvw.net/email-1961891-10425133"
2006-09-05 20:37:37 · answer #10 · answered by Anonymous · 0⤊ 0⤋