by the way,,driving is more than a privelge its a nesseciety if you have a family to feed and bills to pay?

Question

The law is unjust, and needs to be changed from privilage to necessicity. obviously, none of you have lost your income...and lost your insurance because a roof over your head and food has presidence over the importance of paying my insurance or feeding my children is more important...the level of income does not keep up with the laws fines and fees incorperated with these laws...yes I belive insurance is nessecary....but I dont belive that trying to find a job which requires driving...to better my situation, so I can afford to support the government is a crime that equals me to a 500 .+ fee plus insurance...You guys are missing the whole point...it all about money and how the state can get more of it....Im tired of being F#$%^^&* to death over absorbent fees and fines....that got on the law books due to insurance lobbist...and greed instead of looking out for the better of all...If you live from check to check..like many americans..it only takes a few bad licks to make one homeless...

Answer 1

i think many have posted good answer however they need to put themselves in the asker shoes

Answer 2

Under the law you have a Right Of Way, that is a right to travel on public roads. You do NOT have a "Right" to Operate a motor vehicle on those roads. Operating the vehicle requires skill, and there is a public interest in limiting that activity to those who can do so safely, and demonstrate financial responsibility.

If driving were a Right, then the Government could not prevent anyone from getting behind the wheel. Not children, not drunks, and not maniacs who plow through crowds of people with SUVs and kill them.

Not being able to drive does place a person at an economic disadvantage in today's world, but there was a time when cars did not exist, and people found ways to manage. If you cannot afford the cost of owning and insuring a car, then you should look for a place to live and a job that both have convenient access to public transportation.

Look, if you don't have the skills or the education required to land a high paying job, you probably made some bad choices when you were younger. I'm not going to sit here and judge you and beat you up over that. Rather than curse the past, or what others are not doing FOR you, you need to look forward, and figure out how to get what you want on your own. You have a computer and access to the Internet. Use the Internet as a tool to further your education and get out of the trap you seem to find yourself in. There's a wealth of knowledge available to you at no cost, if you will apply yourself to the task. Yes it takes time and no it's not easy, but nothing worthwhile ever is.

I spent years in college and decades working to get where I am today. Yes I own a nice SUV, but I still ride the bus to work every day. For me the bus is cheaper, and I choose to spend less.

Answer 3

I understand the need to make good choices when you are living paycheck to paycheck. Food and rent or insurance seems like a no-brainer.

However, you're missing the big picture: if you choose to drive a vehicle on the public streets, you are required to be able to pay for any damage you cause. For instance, if your tire blows out, and your car swerves over and hits a parked car, you are responsible for the damage to the other car.

Since that damage can be in the thousands of dollars, your choices are limited to two: you can either post a bond with the Secretary of State (usually $10,000 cashor more) that guarantees you'll pay for any damage you cause, OR you can purchase insurance, and the insurance company will guarantee to pay for any damage you cause.

Either way, you are stll responsible for the damages. This is called liability. I know - you're very careful, you only drive as little as absolutely necessary, you only drive 2 miles a day, you alway sit up straight and pay attention... no one thinks you'd intentionally go out and cause damage. That's why they're called accidents.

So, bottom line: driving may be a necessity for you, and insurance may be out of reach for you financially, but the truth is that until you can afford to protect everybody else that you might do damage to, you can't afford to drive a car. An accident where you killed someone while driving uninsured would result in you going to prison, your children ending up in foster care, and your life destroyed.

Ride the bus or get a ride with someone else until the job situation gets better. But don't drive without insurance.

Answer 4

It should remain a privilege because not everybody should be able to drive if they don't know how. And there are already too many people that DON'T but have still been allowed a license. As for not being able to afford insurance... that's why there is public transportation. If I didn't have a car or couldn't afford to pay for insurance I'd use it. Ever thought of that?

Answer 5

Driving is not a necessity. You chose where you live, if you chose to live somewhere far from the things you need then you chose to need a car to get there.

If you drive a car you must be able to pay for damage you may do to persons and property with that car. If you can't afford to be responsible for damage you do with the car then you can't be trusted to drive that car.

Why are you having children if you can't afford to pay for things you think are necessities? That's a choice you made and you should be the only one who should pay for that choice, not the rest of us.

I agree that the state wants to suck money out of us every way it can, but I think your situation is a result of choices you have made.

Sorry if I sound harsh, reality bites.

Answer 6

if you think insurance is a burden, try getting into a car accident and causing injuries to the multiple passengers in the other car, then being sued for millions of dollars..........you will lose everything you have now or will ever have in the future if you don't have insurance to pay out claims from the other parties. inability to afford insurance isn't an excuse to drive without it, the law won't recognise that as your "reason".....if you cannot afford the car and its required coverage, then you cannot afford to have the car....period.

Answer 7

I like to feed my kids too, they enjoy getting food and consuming it regularly. I drive to work, pay my fees, pay for gas, and taxes on the road. These taxes also go to police who make sure other drivers are insured enough so when they hit me they can afford to pay for damages, medical bills, etc.

If you cant afford something you have to make sacrifices, and that might include working closer to home, or moving closer to your job. You might even have to take public transportation to work.

Occasionally I walk or ride my bike to work, and don't want uninsured drivers hitting me and sticking me with tons of bills.

Answer 8

Yep! answering all your stupid non-questions. Anyways...For one yes your children come first before anything but...if you don't pay your ticket or whatever you have your going to jail and your going to lose your children forever. Whats more important now..keeping your kids or not paying your fine and going to jail and losing them forever? Once DHS takes your children you'll never see them again because DHS well deny your rights to see them because you'll be an unfit mother. So maybe you should take the time to think before you blame everything on the government that YOU did wrong. Stupid heifer!

Answer 9

That's the prize of living in a first world country where scrupulous insurance companies are victimizing on poor people whose income does not level off with standards of better living. Only the rich will become richer and the poor become poorer. Even so, these insurance companies are trying to expand their tentacles to the third world countries and forced the poor people to swallow their indigestible schemes to the detriment of the already poor country. Your first world country, we call them green pastures but only to realized that not all the pastures there are green, they are even dessicated that even the people living there are getting hungry and cachectic. Poor people, when are we going to learn?

Answer 10

I agree with you. I also live check to check and vehicle insurance is outrageous! I live in a small town where there is no public transportation. Also it snows real heavy here in the winter so no riding a bicycle to work and back. I prefer to pay to put food on the table for my family. A roof over their head, and to keep them extra warm during the winter. All insurance companys want to do is keep getting richer.

Answer 11

i agree with you. anytime something is made mandatory by the government, i feel the government should srep in and have to pay for it if a person just can't afford it. i've felt this for years. it is more important to get to work, earn money, and feed your family. glad to hear someone else believes this too. it used to be that the insurance business was kind of like a bet. they took your money to insure you should you ever get into a wreck, betting that you wouldn't because most people try to avoid wrecks, and paying if it happened through no fault of yours. now they make you pay for it, and if you get into a wreck through no fault of your own, then cancel your insurance, or raise your rates. i'm willing to bet republicans were in office when this law passed.